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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Raleigh ERISA Attorney

If you have a benefits plan through your employer, then you might have heard of the term ERISA. The Employee Retirement Income Security Act covers employee benefit plans, including long term disability, health plans, pensions, and retirement plans. It has been in existence since 1974.

ERISA does many things. It requires plan sponsors to provide participants with information about the plan. It establishes standards of conduct for those who oversee and administer the plans. Most importantly, it ensures that the funds in the plan are protected so that when a participant needs the money, it is readily available. The funds are protected even if a company goes bankrupt.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

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About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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However, not all plans are covered under ERISA. In order for a policy to be covered, it must be a fund, program, or plan established by an employer or employee organization. It must also be provided to employees and/or their beneficiaries for the purpose of providing benefits for medical issues, disability, accidents, death, unemployment, and vacation.

In 2013, ERISA protected 2.4 million health plans, 2.4 million welfare benefit plans, and 684,000 retirement plans. ERISA is important because it protects plans from abuse and mismanagement. It also holds plan sponsors accountable for their actions. It is enforced by the Internal Revenue Service, Employee Benefits Security Administration, and the Pension Benefit Guaranty Corporation.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Issues With ERISA

While ERISA appears to be very helpful to employees, that is not always the case. ERISA has changed a lot since it was first implemented in 1974. It has, unfortunately, become less and less employee friendly. When ERISA cases go to court, judges tend to side with the insurance company. In addition, these cases now go to federal court, and very few lawyers are familiar with the procedures involved with trying a case in federal court.

In many ERISA cases, there are no trials. Many judges now solely use evidence that the insurance company received before the lawsuit was even filed. This can be detrimental to one’s case, especially if new evidence resurfaced later on.

Even if you do win your case, your benefits will be limited. You are not allowed to receive benefits due to the wrongful denial. Punitive damages are also gone. If you win your case, you will only get your benefits repaid and maybe attorney’s fees if you are lucky.

Contact a Raleigh ERISA Lawyer

Although ERISA is supposed to protect employees, disability insurance policies tend to favor the insurer. If you have been disabled due to an injury, you may not receive the benefits you deserve.

If your claim has been denied, do not let that stop you from obtaining the benefits you are entitled to receive. It is time to take legal action with a Raleigh ERISA lawyer. Contact the Law Offices of J. Price McNamara. As a former insurance company attorney, he has knowledge about the process and understands what happens on the other side. He is done representing insurance companies and is ready to represent you. He has your best interests in mind. Schedule a free consultation today by visiting our website.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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