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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

ERISA Lawyers for South Texas Nuclear

Disabled workers face a variety of obstacles when it comes to employment. For one, the federal government actually allows employers to pay disabled workers less than workers without disabilities, and even less than the minimum wage. Some disabled people are paid as little as a dollar an hour or are paid in gift certificates, as Vox reports. Another uphill battle that disabled employees face is receiving the short and long term disability benefits that the deserve from their employer. Employers are essentially given an out through ERISA, the Employee Retirement Income Security Act of 1974. Once designed to help workers, it has long since been corrupted to work against them by helping insurance companies deny legitimate claims.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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What is the Employee Retirement Income Security Act?

The Employee Retirement Income Security Act (ERISA) is a federal act that regulates employer-sponsored disability, as well as retirement savings. When it comes to disability benefits, both short and long term, ERISA has been molded since its inception to work for employers and their insurance companies, who profit off of denying injured workers the benefits that they need to pay their mortgage and other bills. Nowadays, it is not uncommon for an insurer to deny coverage for essentially no good reason, or to unexpectedly take away benefits that a disabled employee has been relying upon for months or years.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Filling for Employer-Sponsored Disability Benefits

Because South Texas Nuclear offers employer-sponsored short and long term disability, you must file with their insurance carrier, instead of filing through the Social Security Administration, in order to receive your employee benefits. Private insurance companies are only in business because it is profitable, and the chief way they boost their profits is by denying claims. Common reasons, or excuses, that an insurer may make for denying a claim include the following:

  • Missed a filing deadline;
  • Claim did not include complete information;
  • Insufficient medical evidence;
  • Evidence that the injury is not disabling;
  • Pre-existing injury or illness; and
  • Other policy exclusions.

Reach Out to a South Nuclear ERISA Lawyer Today

Having a disability due to illness or injury, even if it is a short term disability, brings a serious financial risk. Not having a disability benefit income can lead to mounting debt, improper medical care, and home foreclosure. In fact, 40% of the homeless population has a disability, according to the National Health Care of for the Homeless Council. You need to work with an attorney to ensure that you claim is approved. Contact the South Texas Nuclear attorneys at the Law Offices of J. Price McNamara today for help filing your claim.

 

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