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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

ERISA Lawyers for Oconee Nuclear Station

The Employee Retirement Income Security Act (ERISA) was created in 1974 to create a set of requirements for employee disability benefits and retirement plans. All employer-sponsored disability policies and retirement policies, must adhere to federal ERISA regulations. While it may seem like this federal oversight is a good thing for workers to ensure that their retirement plans and short and long term disability benefits are up to standard, over time, ERISA has been modified by insurance companies to do the opposite. Now, ERISA acts as a barrier between injured workers and their benefits, allowing insurance companies to deny claims or stop paying benefits after a few months or years. To file a claim or to fight back against a claim denial, you need the assistance of an experienced Oconee Nuclear Station ERISA lawyer.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

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ERISA Covers Most Employer-Sponsored Policies

As an employee of Oconee Nuclear Station, your employer-sponsored disability policy is covered by ERISA. The only types of entities that provide employer-sponsored disability that are not governed by ERISA include the following:

  • Public schools;
  • Churches; and
  • Most government employers.

Other types of disability benefits that have nothing to do with ERISA include Disability and Supplemental Income through the Social Security Administration, workers’ compensation, and personal disability packages purchased by the employer outside of work.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

How Long Will it Take to Get My Benefits?

According to the U.S. Department of Labor, an insurer has up to 90 days to make a decision once your ERISA claim has been filed. However, an insurer can notify you that an extension is needed to make the decision, and in that case, they can take up to 180 days to make a decision. For injured or sick workers that need their claim to be processed quickly, this waiting time can seem like an eternity. Then, after months of waiting, it is not uncommon to receive a denial letter in the mail. This letter must specifically explain why your claim was denied, and how to go about appealing. A denied claimant has 60 days to request an appeal. Then, the insurer has 60 more days to review your appeal, plus an additional 60 if they notify you that they need an extension. As such, filing a claim is a waiting game and a game that most insurers assume they can win.

An Oconee Nuclear Station Attorney is Available to Help Today

If you have questions about filing an ERISA claim, or your claim has already been denied, an Oconee Nuclear Station Center attorney is here to help. Contact the Law Offices of  J. Price McNamara today to set up a free consultation with one of our compassionate and experienced lawyers.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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