Palo Verde is the largest nuclear power plant in the United States, according to S&P Global Platts, but that does not mean that Palo Verde or the multi-billion dollar insurance carrier for Palo Verde will be at all lenient about the benefits that you may receive. In fact, employers and large insurance companies have found workarounds to the Employee Retirement Income Security Act (ERISA), which regulates retirement plans, disability plans, and other benefits of employees.
The two main thing that ERISA accomplishes is regulating retirement benefits and standardizing the claims process for employees who are seeking benefits from an employer-sponsored disability plan. Many claimants are denied their rightful benefits for a variety of reasons, including the following:
Short and long term disability is calculated based on a number of factors. These include how long the employee worked for the employer, the employee’s average weekly wages, the employee’s age and health, and more. Most long term disability group plans cover around 60% of the employee’s average weekly wages, according to the Insurance Information Institute. Long term benefits typically start up when short term disability benefits stop and go for five years to the retirement age of 65. Some continue until the employee’s death. Our law firm helps Palo Verde Plant workers receive the following ERISA-regulated benefits:
We are a one-stop-shop when it comes to ERISA claims. From helping you figure out if you are eligible for disability and filing a claim, to fighting bad-faith insurance denials and appealing a court decision, the ERISA attorneys of J. Price McNamara are prepared to take on your case today.
Because even in best case scenarios, disabled workers end up with much less than their average weekly paycheck, it is extremely important to maximize what you end up with. These benefits may be necessary to get you through the next few months, or the rest of your life if you are permanently disabled or your loved one lost his or her life. If your claim was denied, it is time to fight back. The first step is to contact the Law Offices of J. Price McNamara today. We proudly serve all employees of the Palo Verde nuclear power plant and will do everything we can to help you win your case.
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