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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

ERISA Disability Appeals Attorney in Houston 

Helping Individuals in Houston to File an ERISA Disability Appeal

Many people who work for an employer have disability insurance through an ERISA plan. The good news about the Employee Retirement Income Security Act is that it is in place to protect employees when their employers don’t hold up their end of the agreement. The bad news, however, is that insurance companies routinely deny benefits to their insureds for a variety of reasons, essentially defeating the very purpose of ERISA. 

The first step in the disability appeals process is to exhaust all of the administrative remedies at the insurance company level. When those remedies are not fruitful, and you still do not have the benefits that you deserve, you may be able to file a lawsuit against your insurance company and appeal your benefits denial through the federal court system. 

At the Law Offices of J. Price McNamara, we can review your case and present you with all of the appeal options that you might have available. When our legal team handles your appeal, you can rest assured that we will do everything possible to help you obtain the disability benefits to which you are legally entitled. Please feel free to contact us online today for more information and to schedule a free case evaluation and legal consultation.

Reasons Why Insurance Companies Deny Disability Benefits in the First Place

Your insurance company could deny your disability benefits for a whole host of reasons. First, the insurance company may contend that you have a preexisting medical condition or that your medical condition or illness otherwise excludes you from disability benefits under the specific language of your insurance policy. 

Alternatively, the insurance company may contend that your long-term illness or medical condition does not meet the qualifications for a short or long-term disability under the insurance policy. The insurance company, for example, may argue that your condition does not render you totally disabled and does not preclude you from working in any capacity. 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Administrative Appeals

Insurance companies are required to have a least one level (and sometimes two levels) of administrative appeals. As part of the administrative appeals process, you will have to follow various time deadlines outlined in your original denial letter. Also, during the administrative appeals process, you must introduce any additional medical records which point to your specific condition and how it impacts your life and your ability to work. Once your case proceeds to federal court, you will not be able to introduce new medical records for consideration by a judge.  

Federal Court Appeals

Once you have exhausted the administrative appeals process to no avail, you could appeal your case to federal court. You would do so by filing a legal complaint against your insurance company. An experienced ERISA disability appeals attorney in Houston could represent you at your appeals hearing. After the hearing takes place, a federal judge will make a decision about whether or not to award you disability benefits. 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Call an ERISA Disability Appeals Lawyer in Houston Today

The skilled legal team at the Law Offices of J. Price McNamara can assist you with every aspect of appealing a benefits denial – both at the administrative level and at the federal court level. To schedule a free case evaluation and legal consultation with an experienced ERISA disability appeals lawyer in Houston, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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