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ERISA Disability Appeal Lawyers in El Paso

ERISA Disability Appeal Lawyers in El Paso

Helping Residents of El Paso, Texas Appeal an ERISA Disability Denial

In some instances, employees are eligible for long-term disability benefits pursuant to a plan they have through their employer. When employees are members of employer-sponsored plans like this, the Employment Retirement Income Security Act of 1984, commonly called ERISA, typically controls. Individuals who are suffering from a debilitating injury or illness that prevents them from working might be eligible to file for disability benefits. However, on many occasions, these benefit applications are denied – especially their first time around. There are many reasons why a disability application might be denied. For example, the application might not have been submitted in a timely manner, or the application package may have been lacking certain information. 

Whatever the case, you might be eligible to appeal your disability claim denial. When it comes to filing an appeal of your denial, it is essential that you carefully review the denial letter which came with your appeal. In the letter, the reviewer is required to delineate the reasons why your claim for disability benefits was denied. 

If you are thinking about filing an appeal, it is essential that you have an ERISA disability appeals lawyer in El Paso on your side assisting you throughout the process. Lawyer J. Price McNamara of the Law Offices of J. Price McNamara can assist you throughout the appeals process and pursue benefits on your behalf. Contact us online today to discover more about how we could help with pursuing your appeal. 

Appeal Deadline

If you are going to appeal a benefits denial, it is essential that you file your appeal in a timely manner and that all of the necessary documentation is included. If your appeal is not submitted on time, it will likely be denied again. Your disability insurance policy should contain information about the number of times that you may appeal a disability denial.

Documentation to Include with the Appeal

In order for an appeal to be successful, it must include ample supporting medical documentation. This documentation must do two things:

  • Demonstrate that you have a legitimate medical illness or injury that prevents you from working
  • Rebut any claims that the insurance company’s expert medical professional may raise about your medical condition

Medical documentation includes all records, including imaging studies, which tend to support that you have a long-term disability that isn’t going away in the near future and which prevents you from working. 

Talk to an El Paso Long-Term Disability Denial Lawyer

If you are planning to appeal a denial of benefits under an ERISA plan, it is important that you have a skilled lawyer on your side who is experienced at drafting these appeals and assembling the documentation which is necessary for your appeal to be successful. Lawyer J. Price McNamara of the Law Offices of J. Price McNamara can assist you with this task and with all other phases of the appeals process. 

To schedule a free legal consultation and case evaluation with an experienced disability appeals lawyer in El Paso, contact us online today to discuss your legal issues and options.

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