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ERISA Denials Lawyers Browns Ferry

ERISA Denials Lawyers Browns Ferry

Disabilities among American workers are increasing, according to a report from the Department of Labor. Short term disability and long-term disability are vital resources for workers who may not have been injured on the job, and therefore do not qualify for workers’ compensation, but came down with an illness or injury all the same and need some financial relief in the months or years ahead. Browns Ferry employees have the option of receiving short and long-term disability benefits from their employers and their family members are entitled to life insurance proceeds upon their passing. Accessing these invaluable benefits should be simple, yet it is riddled with tedious filing deadlines and loopholes specifically designed to reduce a claimant’s chances of being accepted.  

Without an Attorney, You are Fighting an Uphill Battle

Unlike filing for disability under the Social Security Administration (SSA), you must file for disability through your employer’s private insurance company. The Employee Retirement Income Security Act (ERISA) was created in 1974 to help create regulations and a streamlined process for employer-sponsored disability and retirement savings, which is what Browns Ferry workers are covered under. In the decades that have followed since its inception, the Act has been altered and spoiled by employers and insurance companies. ERISA now gets in the way of employees more than it helps, and it actually makes it easier for employers and insurance companies to deny coverage, or to rip out disability from under an employee’s feet with virtually no warning.

Was Your Claim Denied? This is the Reason Why

Far too many injured workers and their families are treated unfairly by these mega insurance companies, whose primary goal is to make a large profit for their shareholders—a goal that is accomplished by withholding benefits from those who need them the most. The insurance sector is booming as of late. In 2017 alone, the top insurers profited by $6 billion, according to CNBC. In 2009, the total revenue for all health insurance and life insurance companies was $776.7 billion. By 2016 that number had ballooned to $851.9 billion, according to Statista.

Learn How an Attorney can Help Win Your Case

If your claim was denied for short term disability, long-term disability, or life insurance, the ERISA lawyers serving Browns Ferry nuclear power plant workers can help. We help clients file for relief with ERISA, compile medical documents necessary to prove a disability, fight against bad faith insurance claims, and appeal claim denials. In short, we hold your employer and their insurance company’s feet to the fire in order to get results. We urge all Browns Ferry employees and their families to contact the law offices of J. Price McNamara today.

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