Disabilities among American workers are increasing, according to a report from the Department of Labor. Short term disability and long-term disability are vital resources for workers who may not have been injured on the job, and therefore do not qualify for workers’ compensation, but came down with an illness or injury all the same and need some financial relief in the months or years ahead. Browns Ferry employees have the option of receiving short and long-term disability benefits from their employers and their family members are entitled to life insurance proceeds upon their passing. Accessing these invaluable benefits should be simple, yet it is riddled with tedious filing deadlines and loopholes specifically designed to reduce a claimant’s chances of being accepted.
Unlike filing for disability under the Social Security Administration (SSA), you must file for disability through your employer’s private insurance company. The Employee Retirement Income Security Act (ERISA) was created in 1974 to help create regulations and a streamlined process for employer-sponsored disability and retirement savings, which is what Browns Ferry workers are covered under. In the decades that have followed since its inception, the Act has been altered and spoiled by employers and insurance companies. ERISA now gets in the way of employees more than it helps, and it actually makes it easier for employers and insurance companies to deny coverage, or to rip out disability from under an employee’s feet with virtually no warning.
Far too many injured workers and their families are treated unfairly by these mega insurance companies, whose primary goal is to make a large profit for their shareholders—a goal that is accomplished by withholding benefits from those who need them the most. The insurance sector is booming as of late. In 2017 alone, the top insurers profited by $6 billion, according to CNBC. In 2009, the total revenue for all health insurance and life insurance companies was $776.7 billion. By 2016 that number had ballooned to $851.9 billion, according to Statista.
If your claim was denied for short term disability, long-term disability, or life insurance, the ERISA lawyers serving Browns Ferry nuclear power plant workers can help. We help clients file for relief with ERISA, compile medical documents necessary to prove a disability, fight against bad faith insurance claims, and appeal claim denials. In short, we hold your employer and their insurance company’s feet to the fire in order to get results. We urge all Browns Ferry employees and their families to contact the law offices of J. Price McNamara today.
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like so many others in his field of specialty. He is a consummate professional, extremely knowledgeable
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will use him in the future.
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who wants a top-notch attorney who gets results.
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by something or someone else, don’t hesitate to call him.
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