Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
Often, long term disability insurance companies will try to use ERISA as a way to limit the options you have for filing disability claims. If you receive a denial of a claim or termination, you need to file an appeal, but that is not an easy task, especially if you do not know exactly what you are fighting. That is why most people will seek the assistance of an experienced ERISA claims attorney. The attorneys at the Law Offices of J. Price McNamara have a variety of resources to help you appeal your claim denial.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
The rules for appealing an ERISA denial are strict and have specific time limitations. During the appeal process, claimants are required to present factual, legal, medical, and vocational evidence that shows why and how they are disabled and how that makes them entitled to benefits under their plan. They must also who why the determination of the insurance company was unfair and improper.
Your disability plan will specify whether you can file one or two appeals. Many will only allow one appeal before they close the administrative record. The information that you file with your appeal is what becomes the administrative record, and only this information is allowed if the lawsuit goes to trial. ERISA does not allow jury trials, so the lawsuit will be heard and decided by only a judge.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
Our attorneys will work closely with you and your physicians to ensure that we develop an appeal that is full of strong articulation and detail, which will help prove the severity and degree of your impairment as well as the impact it has had on your life and ability to work. We will focus on why and how you are no longer able to work or perform the duties of the occupation you once had or any others.
It will feel like the appeals process is stacked against you, and that is a fairly accurate assumption. The courts almost have a rubber stamp approach to reviewing ERISA disability lawsuits and seem to prefer to deny or terminate claims. The appeal is your one chance to create a record for the court that will hopefully demonstrate to them the wrongful actions of the insurance company.
Attorneys who do not practice this specific area of law are likely to not be familiar with ERISA restrictions and regulations. The ERISA appeals process is a big part of our practice, and we continue to adjust our practice to meet the ever-changing insurance industry.
Because of our experience, we can provide you with the legal representation that you need if you are facing filing an initial ERISA claim for disability, or an appeal after being denied benefits by your long term disability insurance company. Let the attorneys at the Law Offices of J. Price McNamara help you ensure that your rights are protected, and you receive the best possible outcome for your long term disability claim. Your financial future depends on it.
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