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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

ERISA Attorney in Decatur

The Employee Retirement Income Security Act of 1974 governs managers who are in charge of employee benefits, as well as the benefit plans themselves. In Alabama, significant issues are addressed by ERISA. Pension plans, health plans, disability insurance, and employee benefit plans are all under the umbrella of ERISA, as are employer obligations to retirees. The standards are intended to hold private employers accountable for scrupulous and fair deployment of these benefits. In the event an employer is not meeting the legal obligations associated with ERISA, an experienced ERISA attorney in Decatur can help.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Pension Plans

When employers provide a benefit plan that includes retirement income of some sort, it must follow the rules set out by ERISA. This includes:

  • Defined contribution plans like ESOP, profit sharing, and 401(k) plans;
  • Defined benefit plans like cash balance and traditional pensions.

Welfare Plans

Companies often offer welfare benefit plans that are intended to address medical benefits, including dental and vision care, hospital visits, or accidents that result in disability, illness, unemployment, or death.  

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Structure of Plans

The fiduciary, or entity in charge of controlling the plan, is responsible to ensure that promised benefits are, indeed, available when needed. In many cases, the fiduciary is the employer. A fiduciary may or may not also be the plan administrator, but a plan administrator will always be a fiduciary. Any assets of company retirement plans must be held in a trust by at least one trustee, except in rare circumstances. In any case, fiduciaries are held to high standards and must perform their duties prudently and with the best interests of participants in mind.

Coverage Denied?

What happens when you have paid your insurance premiums, but when it comes time to make a claim, you have problems collecting the help to which you are entitled? At the Law Office of J. Price McNamara, we are experienced in dealing with employers who are reluctant to address the legal obligations they have to their employees. We can assist in key ways:

  • You are entitled to file an administrative appeal, but there is a time clock on this: It must be done within 180 days;
  • If this appeal is unsuccessful, we may then file a claim in federal court on your behalf.

Legal Support

ERISA plans are complex and confusing. Nonetheless, employers are obligated to ensure that their employees are dealt with fairly and within the parameters of the law.  If you question the performance or ethics of the fiduciary running your plan, the experienced legal team at the Law Offices of  J. Price McNamara can help. Contact us today in Decatur for a free, confidential consultation.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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