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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

ERISA Attorney in Fort Worth

ERISA Attorney in Fort Worth

For people making a claim for benefits under a plan covered by the Employee Retirement Income Security Act (ERISA), they find that they are forced into an uphill battle. Because of the law’s complexity and the advantages it gives to insurance companies, insurance companies often deny claims with merit. Retaining an experienced Fort Worth ERISA attorney at the Law Offices of J. Price McNamara can help level the playing field and increase a claimant’s chance of success with obtaining the benefits they are entitled to.

What is ERISA?

The Employee Retirement Income Security Act (ERISA) is a federal law that imposes standards for employer-provided benefits. While ERISA imposes standards regarding benefits, it does not mandate that employers provide benefits to their employees. Additionally, ERISA displaces nearly all state laws that govern employer-provided insurance, which was previously governed by state law.  

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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How ERISA Puts People Seeking Benefits at a Disadvantage

Assuming a person makes a claim for benefits against a homeowner’s insurance policy or against an automobile insurance policy, state law applies. If a person is subsequently unable to resolve the claim, he or she can sue in state court where the case is heard by a jury. As ERISA preempts state law, a person bringing a lawsuit related to an ERISA-covered plan will instead find themselves in federal court, having their case reviewed by a judge instead of being heard by a jury. Additionally, the person seeking benefits has no right to testify, and even if the insurance company’s denial is meritless, the person suing is precluded from asserting a bad faith denial claim. Given all of these complications, representation by a knowledgeable Fort Worth ERISA attorney is necessary.

How to Know if ERISA Applies

ERISA applies to employer-provided benefits and insurance.  If a person is employed by a public or government organization or a religious entity, his or her insurance is not likely covered by ERISA. Additionally, if a person pays his or her own premiums or purchased his or her own insurance, ERISA does not apply. 

Services a Fort Worth Attorney Can Provide

Retaining an ERISA Attorney during the initial claims process increases the likelihood of success, as an attorney can prepare the claim and improves the chances that the claim is approved after being submitted. Assuming a claim is denied, an internal appeal through the insurance company is available, which is where an attorney’s representation is essential. Finally, assuming litigation is the only option available, a judge only reviews the documents submitted during the internal appeal, as the documents cannot be supplemented on appeal. A judge only overrules an insurance denial if it is egregious. 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Call an ERISA Attorney in Fort Worth Today

If you are unable to work because of a debilitating medical condition, a Fort Worth ERISA attorney can level the playing field. Stated simply, an attorney can help prepare the initial claim, appeal a denial, or litigate the matter in court. To learn more about the services we can provide, contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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