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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

ERISA Attorney in Austin    

Assisting Individuals in Austin with Understanding how the ERISA Statute Applies to their Disability Case

ERISA is a federal law which stands for the Employee Retirement Income Security Act. This is a federal statute that Congress enacted in 1974. The original purpose of the act was to protect employee rights when a lack of funds resulted in their pensions being denied. 

Currently, the statute covers all “employee welfare benefit plans.” These benefit plans include group disability insurance. Therefore, if you receive disability benefits through an employer-sponsored plan, that plan is most likely covered under the ERISA statute.

If you make a claim for disability benefits under your ERISA plan, that claim has to be reviewed thoroughly. However, in some instances, the claim may be denied by your insurance company. When that happens, it is important to have an experienced ERISA attorney in Austin on your side. Attorney J. Price McNamara of the Law Offices of J. Price McNamara can review your legal options with you and help you decide how you should handle an ERISA denial. Please contact us online today to discuss your options. 

Submitting a Claim for Disability Benefits

Pursuant to the ERISA statute, once a claim for disability benefits is presented, the insurance company must review it within a reasonable time period. The insurance company cannot require you to pay a fee or impose some other deterrent which might preclude you from filing a claim in the first place. The summary plan description in your insurance policy must also specifically state the deadlines for filing an ERISA claim or appeal.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Requirements following a Claim Denial

Under ERISA, if the insurance company decides to deny your claim for disability benefits, it must send you written notification that clearly explains the reason or reasons for the denial. The letter which the insurance company sends must explain why your particular claim was denied and must refer to the specific provision of the contract which serves as the basis for the claim denial. Moreover, the denial letter must let you know which materials or other documentation are necessary in order for you to correct the deficiency.

The insurance company’s denial letter must specifically inform you of your right to file a civil lawsuit after you have exhausted every step of the appeal process. Finally, the denial letter must state the deadline by which you must file your appeal.

An experienced ERISA attorney in Austin can review your claim denial letter and answer all of your legal questions. Moreover, your lawyer could assist you with compiling the necessary documentation to file an administrative appeal, or if those options have been exhausted, to pursue litigation in the court system. 

If you and your lawyer decide to appeal the denial through the court system, the matter will be handled by a federal judge. Since ERISA is a federal statute, any litigation will proceed through the federal court system, rather than the state court system. Moreover, if you are filing an appeal in the court system, your case will not be decided by a jury. Instead, a single federal judge will decide the ultimate outcome of your appeal.

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Free Case Consultation

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Call an ERISA Attorney in Austin Today

To schedule a free legal consultation and case evaluation with an experienced ERISA attorney in Austin, contact us online today for more information.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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