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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

ERISA Appeals Lawyer Charlotte

Many employers offer retirement and disability plans that are governed by the Employee Retirement Income Security Act of 1974. Also known as ERISA, this act offers protections for the plan participants. Participants are often employees of a company.

Disability is something for which every employee should be prepared. Every year, 375,000 Americans become disabled. It can happen to anyone of any age.

You may not think about your employer’s plans until something happens and you need to use them. If you become disabled, you may assume that your claim will be approved and you will receive your benefits. Unfortunately, this is not always the case.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Even if you submit your claim timely and correctly, it will likely be denied. Even though ERISA is in place to protect you, the plan participant, it more often than not sides with the insurer. This means that those who are truly disabled and unable to work are left without income.

This can be a frustrating situation. You could be left unable to pay bills. You may lose your house, car, and other assets. What happens now?

Do not simply ignore the denial. You do have options. Under ERISA, you have the right to file an appeal if your claim is denied. You have 180 days to appeal the claim, which may seem like a lot of time. It is six months.

However, filing an appeal against an ERISA plan can be complicated. Do not do it on your own. Schedule a consultation with an experienced ERISA lawyer today to increase your chances of success.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

What to Expect From an ERISA Appeal

ERISA disability appeals can be more challenging than other types of appeals. First of all, judges are likely to rule against the claimant. This is because cases are heard by a judge. There is no jury involved, so you will not have peers who will feel sorry for you or side with your story.

Also, under ERISA, plan administrators are offered “discretion.” This term is used broadly and is often synonymous with “denial.”Another thing to consider is that if the person does win, he or she will not win any extra compensation. For example, attorneys’ fees and punitive damages are typically not available with ERISA claims. Therefore, if you want to pursue a claim, you will be paying the costs on your own. This can be a deterrent, even though many ERISA lawyers work on contingency.

Contact a Charlotte ERISA Lawyer

Unfortunately, the disability claims process can be frustrating, adding insult to injury. If your claim has been denied for no good reason, do not give up. You may think there are no other options available, but there are.

Do not be afraid to appeal your disability claim. The appeals process is not that hard when you seek legal help. A Charlotte ERISA lawyer from the Law Offices of J. Price McNamara can help you with your appeal. He will fight for your rights. To schedule a free consultation, contact our office today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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