Individuals in El Paso rely upon long-term disability benefits when they suffer a debilitating injury or illness that prevents them from working. After they have submitted their benefits application, many of these individuals are surprised to learn that their request for long-term benefits has been denied. There are a variety of reasons why your insurance company might deny your application for benefits, and all of these reasons will be laid out in a lengthy letter.
Even if your application has been denied, however, you might be able to appeal that decision and try to obtain the benefits you need via the administrative appeals process. If your long-term disability benefits come through your employer, you might be able to file a lawsuit against the insurance company, after you have exhausted the administrative appeals process.
Austin Long-term disability appeals lawyer J. Price McNamara of the Law Offices of J. Price McNamara can determine if you are eligible to file an appeal in your case and if so, can assist you throughout the process. He could also assist you with filing an ERISA lawsuit if the circumstances warrant. Please contact us online to discuss your potential options today.
There are a variety of reasons why your claim for long-term disability may have been denied. One of the most common reasons is that your claim lacked sufficient medical documentation. The medical documentation must demonstrate that, due to a long-term illness or injury, you are not capable of working at your current job or at any job. Your file must contain all of the pertinent medical records, including radiology notes, physician reports, surgical reports, radiology notes, and emergency room documentation.
All of this documentation makes up the official “record” in your case, and the information contained therein is important – both for administrative appeal purposes and for potential future litigation purposes in federal court.
Depending upon your specific case and your insurance company, you might be eligible to appeal a claim denial one or two times. When your claim is denied (whether for the first or second time), the denial letter will set forth all deadlines with which you must comply to successfully appeal your case. Not filing your appeal in a timely manner is a surefire way to guarantee that it will be denied. An El Paso long-term disability appeals lawyer can ensure that your appeal is filed in a timely manner and that it contains the necessary documentation.
If you have been denied long-term disability benefits, time may be running out to appeal your case. Lawyer J. Price McNamara of the Law Offices of J. Price McNamara will do everything possible to pursue a successful appeal on your behalf. .To schedule a free legal consultation and case evaluation with an experienced El Paso long-term disability appeals lawyer, contact us online today to discuss your legal options and the best option for your case.
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like so many others in his field of specialty. He is a consummate professional, extremely knowledgeable
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will use him in the future.
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who wants a top-notch attorney who gets results.
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
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Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by something or someone else, don’t hesitate to call him.
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