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El Paso Long Term Disability Appeals Lawyers

El Paso Long Term Disability Appeals Lawyers

Helping Individuals in El Paso Fight for their Rights to Long Term Disability Benefits

Individuals in El Paso rely upon long-term disability benefits when they suffer a debilitating injury or illness that prevents them from working. After they have submitted their benefits application, many of these individuals are surprised to learn that their request for long-term benefits has been denied. There are a variety of reasons why your insurance company might deny your application for benefits, and all of these reasons will be laid out in a lengthy letter. 

Even if your application has been denied, however, you might be able to appeal that decision and try to obtain the benefits you need via the administrative appeals process. If your long-term disability benefits come through your employer, you might be able to file a lawsuit against the insurance company, after you have exhausted the administrative appeals process. 

Austin Long-term disability appeals lawyer J. Price McNamara of the Law Offices of J. Price McNamara can determine if you are eligible to file an appeal in your case and if so, can assist you throughout the process. He could also assist you with filing an ERISA lawsuit if the circumstances warrant. Please contact us online to discuss your potential options today. 

Reasons Why a Claim is Denied

 There are a variety of reasons why your claim for long-term disability may have been denied. One of the most common reasons is that your claim lacked sufficient medical documentation. The medical documentation must demonstrate that, due to a long-term illness or injury, you are not capable of working at your current job or at any job. Your file must contain all of the pertinent medical records, including radiology notes, physician reports, surgical reports, radiology notes, and emergency room documentation. 

All of this documentation makes up the official “record” in your case, and the information contained therein is important – both for administrative appeal purposes and for potential future litigation purposes in federal court. 

Appeal Deadlines

Depending upon your specific case and your insurance company, you might be eligible to appeal a claim denial one or two times. When your claim is denied (whether for the first or second time), the denial letter will set forth all deadlines with which you must comply to successfully appeal your case. Not filing your appeal in a timely manner is a surefire way to guarantee that it will be denied. An El Paso long-term disability appeals lawyer can ensure that your appeal is filed in a timely manner and that it contains the necessary documentation. 

Talk to an El Paso Long-Term Disability Appeals Lawyer Today

If you have been denied long-term disability benefits, time may be running out to appeal your case. Lawyer J. Price McNamara of the Law Offices of J. Price McNamara will do everything possible to pursue a successful appeal on your behalf. .To schedule a free legal consultation and case evaluation with an experienced El Paso long-term disability appeals lawyer, contact us online today to discuss your legal options and the best option for your case.

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