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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

El Paso ERISA Disability Appeals Lawyer

Helping Individuals in El Paso Pursue and Resolve an ERISA Disability Appeal

There are a variety of reasons why a claim for long-term disability insurance might be denied by your insurance company. In some instances, the insurance company might determine that you are not suffering from a long-term injury or illness, as required by the language of the insurance policy. 

Moreover, the insurance company might determine that you are capable of doing some work, and that therefore, you are not entitled to long-term disability benefits. Finally, the insurance company might determine that you did not supply the necessary medical documentation to support a valid claim for long-term disability benefits.

If your claim for long term disability benefits under an ERISA plan has been denied, you may have several legal options that are available to you. One of those options may be to go through the appeals process. This process can be complicated if you do not have an experienced El Paso ERISA disability appeals lawyer representing you. Attorney J. Price McNamara of the Law Offices of J. Price McNamara could assist you with pursuing your ERISA disability appeal – either administratively or through the court system. Please contact us online today to discuss your options. 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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When does ERISA Apply?

The acronym ERISA stands for the Employee Retirement Income Security Act of 1984. This is a federal statute that was enacted by Congress. Since it is a federal statute, it trumps any contradictory state laws. The ERISA statute typically applies to long-term disability insurance policies which are part of an employer-sponsored plan.

Reasons for a Disability Denial

There are many reasons why a claim for long-term disability insurance could be denied under an employer-sponsored ERISA plan. For example, you may not have provided the necessary documentation to show that you are truly disabled and that you are unable to work. Moreover, you may not have followed the necessary procedural requirements for filing your claim, and the insurance company may have denied your claim on that basis. 

In any event, when the insurance company denies your claim, it must send you a letter specifically stating the reasons for the denial and pointing to the insurance policy language which serves as the basis for the denial.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Steps for Appealing a Disability Denial

There are several steps that you must follow in order to appeal the denial of long-term disability benefits under an ERISA policy. First, you are required to exhaust all of the administrative remedies under the policy. During this part of the process, you should look to the initial denial letter to determine what documentation must be included with your appeal – and to see what defects need to be remedied.

Once you have exhausted all of the administrative remedies for appeal, you then have the option of filing suit in the federal court system against the insurance company. Once the case is litigated, a federal judge will reach the final determination about whether or not you are entitled to long-term disability benefits. Because ERISA is a federal statute, state law does not apply, and the case will go forward in the federal court system.

Contact an El Paso ERISA Disability Appeals Lawyer Today

Following the procedural protocols is absolutely necessary when it comes to being successful with an ERISA disability appeal. Lawyer J. Price McNamara of the Law Offices of J. Price McNamara can ensure that you comply with all of the necessary requirements to increase your chances of success on appeal. To schedule a free legal consultation and case evaluation with an experienced El Paso ERISA disability appeals attorney, contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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