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El Paso ERISA Attorney

El Paso ERISA Attorney

Have you been denied a claim by your disability insurance or other employee benefits? Texas insurance laws, employment laws, and the federal Employee Retirement Income Security Act (ERISA) give employees rights to certain benefits. An experienced ERISA attorney can help you ensure that your rights to disability benefits and other employee benefits are protected.

The attorneys at the Law Offices of J. Price McNamara will treat you with compassion and strive to get you the benefits that you deserve. We understand the laws and standards that apply to employee benefits and disability claims, and we will work to develop tactics and strategies to pursue your claim.

Employer Group Plan Disability Claims

Disability claims can be difficult to win if they are covered by an employer group plan, especially if such claims are governed by ERISA laws and have been denied. An experienced attorney is often necessary to help you obtain payments. Disability insurers are often shameless, but an experienced attorney can help you overcome the obstacles that insurance companies like to use to keep you from obtaining benefits. Our strategy will work to reverse a denial of benefits and obtain payment for your claim. In some instances, a lump sum for settlement will be offered that will include payment for the present value of your benefits as well as through the end of the term of your benefits.

Group Plan or Professional Organization Disability Claims

Benefits under these plans may or may not fall under the scope of ERISA laws, depending on the nature of the benefits and how the organization is related to its members. If the plan is governed by ERISA laws, the claim must be pursued in the same manner as employer group claims. If the denial for the claim was wrong, you may be entitled to recover lost benefits and interest, as well as compensatory damages, punitive damages in some cases, and attorney fees. These claims are not as difficult to pursue under ERISA laws, but the insurers tend to lean towards denial of claims. An experienced attorney will be able to push to pursue these claims regardless of the mindset of the insurer.

Individual Insurance Policy Disability Claims

These plans have been available to lawyers, physicians, and dentists for years, but sometimes individuals who are no professionals also choose to purchase this type of insurance. These claims are not typically covered under ERISA laws but have a higher chance of having a favorable resolution. You may, however, still face the same unreasonableness that is common with employer plans.

Contact an Experienced ERISA Attorney Today

The attorneys at the Law Offices of J. Price McNamara can help you with ERISA claims for disability as well as other types of ERISA violations. We will strive to obtain the benefits that you are entitled to and work to get you the compensation you deserve to recover any losses you have suffered due to violations. Contact us today to schedule a consultation at one of our conveniently located Texas offices.

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