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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Disability Insurance Denial Attorney in Houston

Assisting Residents of Houston, Texas with Addressing a Disability Insurance Denial and Filing an Appeal, if Necessary

The primary purpose of disability benefits is to offer protection in the event a long-term illness or injury prevents someone from working at a job. However, it surprises many workers to learn that insurance companies have a tendency to deny these claims for disability benefits on a regular basis. In some instances, injured workers will have to apply two or three times for disability benefits before the claim is ultimately granted.

If your insurance company has denied your claim for disability benefits, it is important to keep in mind that you always have legal options available to you. The disability insurance denial attorneys in Houston at the Law Offices of J. Price McNamara are ready to assist you in any way they can. 

Please reach out to us today to learn more about how we can assist you with your legal matter and advocate for your interests.  

Why are Claims for Disability Insurance Denied?

Insurance companies love to deny claims for disability insurance. This is especially true if the disability insurance policy falls under the federal ERISA law. Under this law, insurance companies have a strong incentive to support the employer and deny employees claims for disability benefits.

Moreover, it makes sense for an insurance company to deny any claim for benefits. By denying a benefits claim, the insurance company is able to keep more of its shareholder money in-house.

With respect to disability claims specifically, there are many reasons why insurance companies issue denial letters. In the case of a long-term disability, the most common reason why claims are denied is that the injured or ill worker fails to demonstrate that he or she cannot work because of a specific injury or illness. In order to be successful with a long-term disability claim, the injured worker must have medical documentation that supports that he or she cannot work due to a specific medical condition.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

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What are my Legal Options if my Disability Insurance Claim is Denied?

If your claim for disability benefits has been denied by your insurance company, you have legal options available to you. The first option is to administratively appeal the insurance company’s denial decision. You do this by following the instructions in the denial letter which your insurance company sends you. 

You should also take care to supplement the record with additional medical documentation in support of your claim. It is necessary that you have a healthcare provider on board with your case who is willing to testify that you cannot work because of your medical condition.

If the administrative appeals process does not work for you, and you have exhausted all of your options, you still have the option to pursue federal court litigation against your insurance company. You begin this process when you file a lawsuit and name your insurance company as a defendant. 

Federal court litigation can be extremely tedious, and a judge, rather than a jury, issues the final decision in your case regarding entitlement to disability benefits. Consequently, if you’re pursuing your case in federal court, it is necessary that you have an experienced disability insurance denial attorney in Houston on your side.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Contact a Disability Insurance Denial Attorney in Houston Today

Legal representation is a must in cases where you are appealing a disability benefits denial. At the Law Offices of J. Price McNamara, we will make sure that you understand the reason or reasons for the denial and can assist you with filing an appeal.  

To schedule a free case evaluation and legal consultation with an experienced disability insurance denial lawyer in Houston, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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