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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Disability Benefit Denials in Texas

Common Reasons for Disability Benefit Denials in Texas

Helping Individuals in Texas File an Appeal of their Denial of Disability Benefits

Many employer-sponsored disability benefit plans are covered by the Employee Retirement Income Security Act (ERISA). If you have one of these employer-sponsored plans, you likely have a plan in place to cover you if you suddenly injure yourself or get sick. 

Even when individuals are covered under a long-term disability plan, insurance companies routinely deny these claims. An insurance company may deny a claim for a variety of different reasons, many times alleging that the insured was not truly “disabled” within the meaning of the insurance policy. 

If you have been denied compensation for long-term disability benefits, you should speak with an experienced Texas disability benefits denial lawyer today. At the Law Offices of J. Price McNamara, our experienced legal team could assist you with pursuing an administrative appeal of your benefits denial. Please contact us today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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How Insurance Companies Work

Although insurance companies deny disability benefits for a number of different reasons, the main key to understanding a benefits denial lies in the way insurance companies work as a business. The main goal of the insurance company is to collect as much money as possible from customers when they pay their premiums. Obviously, insurance companies do not make money by paying out claims, and they will do everything they can to limit their payouts – or to avoid a payout altogether by denying a claim. 

Reasons for a Denial of Benefits

An insurance company may deny disability benefits for many different reasons. One of the main reasons why insurance companies deny claims for benefits is that the insured fails to follow all of the necessary procedural requirements. Insurance companies also deny benefit applications when the insured’s medical condition arguably fails to satisfy the definition of a disability, as stated in the insurance policy. 

Under most circumstances, the insured must show that a long-standing injury or illness prevents him or her from working. The insured must typically prove this by attaching sufficient medical documentation, including an opinion letter from a medical provider. This opinion letter must state the medical condition with specificity and must outline the insured’s specific limitations – and how these limitations prevent him or her from being able to work. 

It is not uncommon for a disability benefits application to be denied at least once. If your application is denied, an experienced disability benefits denial lawyer in Texas could help guide you through the appeals process and ensure that your application is complete. 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Speak with a Knowledgeable Texas Disability Benefits Denial Attorney Today

If your claim for disability benefits has been denied, you should seek legal help right away. Let the experienced legal team at the Law Offices of J. Price McNamara assist you with the appeals process in your case. To schedule a free case evaluation and legal consultation with an experienced Texas disability benefits denial lawyer, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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