Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
Many employer-sponsored disability benefit plans are covered by the Employee Retirement Income Security Act (ERISA). If you have one of these employer-sponsored plans, you likely have a plan in place to cover you if you suddenly injure yourself or get sick.
Even when individuals are covered under a long-term disability plan, insurance companies routinely deny these claims. An insurance company may deny a claim for a variety of different reasons, many times alleging that the insured was not truly “disabled” within the meaning of the insurance policy.
If you have been denied compensation for long-term disability benefits, you should speak with an experienced Texas disability benefits denial lawyer today. At the Law Offices of J. Price McNamara, our experienced legal team could assist you with pursuing an administrative appeal of your benefits denial. Please contact us today for more information and to schedule a free case evaluation and legal consultation.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
Although insurance companies deny disability benefits for a number of different reasons, the main key to understanding a benefits denial lies in the way insurance companies work as a business. The main goal of the insurance company is to collect as much money as possible from customers when they pay their premiums. Obviously, insurance companies do not make money by paying out claims, and they will do everything they can to limit their payouts – or to avoid a payout altogether by denying a claim.
An insurance company may deny disability benefits for many different reasons. One of the main reasons why insurance companies deny claims for benefits is that the insured fails to follow all of the necessary procedural requirements. Insurance companies also deny benefit applications when the insured’s medical condition arguably fails to satisfy the definition of a disability, as stated in the insurance policy.
Under most circumstances, the insured must show that a long-standing injury or illness prevents him or her from working. The insured must typically prove this by attaching sufficient medical documentation, including an opinion letter from a medical provider. This opinion letter must state the medical condition with specificity and must outline the insured’s specific limitations – and how these limitations prevent him or her from being able to work.
It is not uncommon for a disability benefits application to be denied at least once. If your application is denied, an experienced disability benefits denial lawyer in Texas could help guide you through the appeals process and ensure that your application is complete.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
If your claim for disability benefits has been denied, you should seek legal help right away. Let the experienced legal team at the Law Offices of J. Price McNamara assist you with the appeals process in your case. To schedule a free case evaluation and legal consultation with an experienced Texas disability benefits denial lawyer, please contact us online today.
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