Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
People take out a policy of disability insurance so that they may be protected if they unexpectedly sustain a permanent injury or illness that makes them unable to work. When that happens, people expect that their disability insurance will come into play and provide them with the long-term benefits that they need. Sadly, this does not always happen, and insurance companies routinely deny people disability benefits when they make a claim. This is especially true in cases of employer-sponsored disability benefit plans that are covered under ERISA.
If you believe that you have wrongfully been denied disability benefits, you may be eligible to file an appeal of your claim denial. The experienced disability insurance appeals lawyers in Austin at the Law Offices of J. Price McNamara are ready to help you appeal your claim denial. Please contact us today for more information and to schedule a free case evaluation and legal consultation.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I want to say thanks to J. Price McNamara for the sound free advice he gave me related how to increase my chances of being approved for Long Term Disability of being denied. I must say after implementing elements of…
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
For you to even be eligible for disability benefits, the following circumstances must exist:
If the insurance company is not convinced that you are suffering from a true long-term illness or injury, or it believes that you are able to work in some capacity, it is unlikely that you will receive long-term disability benefits. In those instances, the insurance company will likely deny your claim.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
If your claim for long-term disability benefits has been denied by your insurance company, there are certain steps that you should always take. First, you should review the denial letter to find out exactly why the insurance company denied your claim. Moreover, you should review the denial letter for information about how to file an administrative appeal in your case. If you do not follow all of the insurance company’s appeal protocols, it is likely that your claim will be denied for a second time.
Some insurance companies only allow one administrative appeal, while other insurance companies allow you two administrative appeals. Once you have exhausted the entire administrative appeals process, if you still have not received disability benefits, you may be able to appeal your case to the federal court system.
In the federal court system, a judge will make the final determination about your eligibility for benefits. However, it is important to keep in mind that in federal court, you are not allowed to supplement the record with additional medical documentation to prove that you suffer from a long-term disability. Instead, medical documentation must have been introduced directly with the insurance company at the administrative appeal level. An experienced disability insurance appeals lawyer in Austin can make sure that you introduce all of the necessary medical documentation at the proper time.
If you have been denied disability benefits, it is essential that you have an experienced lawyer from the Law Offices of J. Price McNamara on board to help you. To schedule a free case evaluation and legal consultation with a knowledgeable disability insurance appeals lawyer in Austin, please contact us online today.
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