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Dallas Long Term Disability Lawyers

Dallas Long Term Disability Lawyers

Assisting Individuals in Dallas, Texas with Making a Claim for Long-Term Disability Benefits

Apply for long-term disability benefits can be a long process. To make matters worse, your insurance company might deny your request for benefits the first time — or even the second time – around. When that happens, you may be able to file one or more administrative appeals. If those appeals are not successful, then you might be able to file a lawsuit directly against your insurance company. When it comes to filing your initial claim, filing an administrative appeal, or filing a lawsuit in the federal court system, it is essential that you have a Dallas long-term disability lawyer representing you at all times and looking out for your legal interests. 

Whether you are seeking long-term disability benefits through an employer-sponsored ERISA policy, or through your own individual insurance policy, Lawyer J. Price McNamara of the Law Offices of J. Price McNamara may be able to assist. Contact us online today to learn more about how we could assist you with making a claim for long-term disability benefits or filing an appeal post-denial. 

Legal Grounds for Obtaining Long-Term Disability Benefits

If you are in the process of making a claim for long-term disability benefits, there are certain legal requirements which you must satisfy, including the following:

  • You must be suffering from a long-term injury or illness
  • That long-term injury or illness must prevent you from either working at your current occupation or at any occupation

These grounds can be difficult to prove without the necessary supporting medical documents. Supporting documentation includes all pertinent records which pertain to your illness or injury, imaging studies, physical therapy reports, and doctor notes. All of this documentation, when taken together, must support your claim for long-term disability. 

Appealing a Denial of Benefits

It is not unusual for a long-term disability claim to be denied once or twice. If you are appealing a denial of long-term disability benefits under either an employer-sponsored ERISA plan or a private health insurance plan, there are certain steps you must take. Most importantly, you should follow all of the requirements set forth in your denial letter, including the appeal timelines and deadlines. Failing to do so almost guarantees that your appeal will be denied. A Dallas long-term disability lawyer can assist you with filing an appeal and pursuing the long-term benefits that you deserve and need.

Talk to a Dallas Long-Term Disability Lawyer

If you are interested in pursuing a long-term disability claim under a private insurance policy or under an ERISA policy, you should look no further than Attorney J. Price McNamara of the Law Offices of J. Price McNamara. Attorney McNamara can assist you with all aspects of the claim filing process and can assist you with appealing an unfavorable decision by the insurance company if that occurs. 

To schedule a free legal consultation and case evaluation with an experienced Dallas long-term disability attorney, contact us online today to discuss how we could assist you.

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