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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Dallas Long Term Disability Insurance Attorney

Dallas Long Term Disability Insurance Attorney

The process of claiming and obtaining the proper amount of long term disability insurance benefits can be a confusing and difficult process.  Because of the Employee Retirement Income Security Act (ERISA), insurance companies have little-to-no legal incentive to honor valid claims for long term disability insurance made by people suffering illnesses – and who are no longer able to work. Because of the advantages provided by ERISA, and the confusing and difficult claims process, persons seeking benefits should retain an aggressive Dallas long term disability insurance attorney at the Law Offices of J. Price McNamara today.

How Does Long Term Disability Insurance Work?

People who suffer from debilitating illnesses or medical conditions can obtain financial benefits from long term disability insurance policies. Long term disability insurance is designed to provide financial compensation for people affected by health conditions and illnesses that prevent them from working. Long term disability insurance can be purchased individually, or more often than not, is usually provided by employers to their employees as part of a benefits package.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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How to Make a Claim

The process of making a claim for long term disability benefits starts with gathering relevant medical documentation and evidence – and obtaining a medical opinion from a doctor regarding the medical condition. From there, the person fills out the insurance company forms, attaches the relevant documentation, and submits the claim to the plan administrator. Following this, the insurance company may want the person to be examined by their own medical doctor. Retaining an experienced Dallas long term disability insurance attorney prior to initiating the claims process increases a person’s chances of obtaining benefits.

The Hurdles Created by ERISA

ERISA is a federal law that deals with employer-provided benefits, such as long term disability benefits and pension plans. Normally, insurance is regulated at the state level, but ERISA preempts state law, tipping the scales in favor of insurance companies. ERISA precludes bad faith denial claims, forces the case to be heard in federal court (which favors insurance companies), and takes away a person’s constitutional right to a trial by jury. While insurance companies have a duty to evaluate claims impartially, because ERISA stacks the deck in their favor, they focus on their bottom line rather than the people whom they insure.

How Insurance Companies Minimize Claims

Insurance companies will often claim that disabling conditions are invalid or will disclaim coverage by stating that the disabling condition is a preexisting condition. Additionally, insurance companies may only provide partial payment. Lastly, insurance companies may suddenly stop paying benefits by claiming that the insured is no longer disabled.

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Call a Dallas Long Term Disability Insurance Attorney Today

For a person seeking benefits, an attorney can prepare the initial claim, which increases the chances of its approval. If an insurance company denies a claim, a long term disability attorney can supplement the claim with additional medical documentation and evidence for an appeal – arguably the most important step in the process. To learn more about the representation we can provide, contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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