Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
Applicants for long-term disability benefits are typically applying because they are suffering from a serious illness or injury that they believe prevents them from working. In many first-time application cases, however, the insurance company denies these benefits. The possible reasons why an insurance company might deny a long-term disability benefits application are too numerous to name. It is important to know that if your benefits have been denied (once and sometimes twice), there are legal avenues you can take to pursue those benefits.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
Attorney J. Price McNamara of the Law Offices of J. Price McNamara has significant experience representing individuals whose long-term disability applications have been denied. He can explain to you all of your available legal options and can ensure that your legal rights remain protected. Please contact us online today to learn more about how we could help with your case.
Our number-one goal is getting you and your family back to financial security as soon as possible.
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In cases where an insurance company denies you long-term disability benefits after you have applied, the insurance company must send you a letter detailing how and why it reached its decision. If the insurance company denied you benefits because your application package was incomplete, you must provide supplemental documentation if you decide to appeal the denial decision. In many instances, this means supplying additional medical documentation and reports, including the following:
Remember, in order for you to be awarded long-term disability benefits, the application materials must support that you suffer from a long-term illness or injury – and that you are unable to work. If a particular healthcare provider is not willing to make this kind of opinion, you should find a doctor who is, and make sure to include all of the relevant supporting documentation in your application materials.
The denial letter must also state the number of administrative appeals to which you are entitled (at least one), as well as the steps you should take for appealing your denial. If you fail to file the timelines and other steps for appealing your denial, it is extremely likely that the insurance company will deny your benefits again. An experienced Dallas long-term disability denial lawyer can review your denial letter and work to obtain the necessary documentation necessary for you to successfully appeal your claim. Your lawyer can then ensure that all of the appeal documents are filed in the proper manner and can represent you at any hearings.
Once you have exhausted your administrative appeals, an experienced attorney could assist you with litigating your case in the federal court system.
Being denied long-term disability benefits – especially when you feel you need them – can be an extremely frustrating experience. Attorney J. Price McNamara of the Law Offices of J. Price McNamara can explain all of your options following a benefits denial and explain your potential options for moving forward.
To schedule a free legal consultation and case evaluation with an experienced Dallas long-term disability denial attorney, contact us online today to learn more about how we could assist.
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