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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Dallas ERISA Lawyer

Enacted in the mid-1970s, the Employee Retirement Income Security Act (ERISA) provides employees with various pension, insurance, and disability protections. It also requires employers to fairly administer the benefits they provide and employers who attempt to violate ERISA will have to face various punishments.

If you recently had a claim denied, you may be worried about your lack of insurance benefits will prevent you from maintaining your standard of living. This is understandable, but by working with a skilled Dallas ERISA lawyer, you may be able to get the benefits you deserve.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Holding Dallas Employers Accountable

ERISA requires employers that provide their employees with pensions, health insurance, retirement, and disability benefits to adhere to certain regulations. According to ERISA, companies must provide their employees with important plan information and directions for using those plans. ERISA also allows workers to file suit against employers who attempt to withhold benefits or breach their fiduciary duties. Companies can generally be held responsible legally if they engage in any of the following prohibited actions:

If a plan beneficiary believes their employer engaged in any of the actions listed above, they have a right to file suit or take advantage of administrative remedies. They also have the right to file a complaint with the Employee Benefits Security Administration (EBSA).

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

ERISA Appeal Requirements

As mentioned above, ERISA requires companies to behave in a certain manner in regards to the benefits they offer their employees. When a person files a health insurance, disability, or any other type of claim, the company has 90 days to tell the claimant if their benefits have been approved or denied. If the claim is denied, they must tell the beneficiary they have the right to a fair review and to file an appeal.

They must also include detailed steps for filing an appeal and inform the beneficiary they have at least 60 days to file their appeal. If a beneficiary elects to appeal, the company must provide a decision within 120 days. If the beneficiary still believes they are entitled to benefits, they do have a right to file suit. The appeals process can be confusing, but an experienced Dallas ERISA lawyer can be an effective guide.

Reach Out to a Dallas ERISA Attorney Today

Sometimes filing an appeal is necessary. Insurers and employers often attempt to deny workers benefits for absurd or obscure reasons and without extensive legal knowledge, it is simply impossible for employees to fight back. However, an experienced attorney may be able to help employees by finding flaws in the argument of the plan provider, bolstering the claim of the worker with testimony and opinions from doctors, nurses, and other medical professionals, and evaluating the criteria the policy-carrier uses to approve or deny claims.

An attorney can work with employees to level the playing field and hold policy-carriers accountable. Reach out to a Dallas ERISA lawyer today for additional information.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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