Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
For those who are unable to work, disability insurance provides monetary payments that compensate a portion of their regular wages. For this reason, disability insurance is purchased by workers who wish to ensure a possible loss in wages due to disabling health reasons. It is common for insurance companies to deny disability claims and leave disabled workers in financial ruin.
If you have become disabled and unable to work, and your short-term or long-term disability insurance has denied or delayed your claim, you may have a case against the insurance company. It is important to speak with a Dallas disability insurance appeals lawyer at the Law Offices of J. Price McNamara once your claim has been denied – or if you feel that your claim has been unnecessarily delayed. An experienced Dallas disability insurance appeals lawyer understands how vital disability payments are to your financial well-being and will work to get you the benefits that you deserve.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
ERISA is a law that sets forth rules for administering employee pension benefit plans and death and long-term disability benefits. It is important to determine whether your disability insurance claim is subject to ERISA. Generally, if disability insurance is purchased by the employer, your disability claim will be governed by ERISA. If your employer provides disability benefits, they must follow ERISA rules, including filing plan descriptions and annual reports with the Department of Labor.
If your disability insurance is regulated by ERISA, then you have the right to appeal that denial. Under ERISA, before filing a lawsuit, an appeal must be filed with the insurance company, and all of the information that you will include in a lawsuit must be submitted as part of the appeal record. For this reason, your appeal must contain all of the documents that would be necessary for litigation if your appeal is denied.
Once your claim has been denied, you will need to request your claim file. Your claim file will contain medical records, internal memos, doctor reviews, and any information used by the insurance company to decide your claim. When filing an appeal, you are encouraged to have your claim file reviewed by a disability insurance appeals attorney.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
Insurance companies are legally obligated to process all claims in a timely fashion and good faith. An insurance company acts in bad faith when they fail to properly investigate a claim and look for ways to avoid paying valid insurance claims. When an insurance company acts in bad faith, the policyholder has the legal right to sue the insurance company and obtain the compensation that they were entitled to, plus damages for the delay.
A disability insurance claims lawyer can file an appeal with your insurance company, file a bad-faith lawsuit against your insurance company, and obtain the necessary medical documentation to validate your eligibility for disability benefits. If your disability claim has been delayed or denied by an insurance company, contact us online today.
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