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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Columbus ERISA Lawyer

Many jobs in Columbus and around Georgia offer benefits as a way to attract talent to their companies. This can come in the form of health insurance, life insurance, or retirement benefits. Because these programs are provided through employment, they are controlled by the federal law known as ERISA.

ERISA provides guidelines to which all insurance companies must adhere. This includes a minimum level of coverage and administrative rules. Unfortunately for policyholders, one of these rules prohibits courts from hearing coverage disputes until all internal appeals processes are exhausted.

A Columbus ERISA lawyer could help you navigate these often-complex appeals processes. Once this is done, a dedicated insurance attorney could work with you to pursue lawsuits demanding enforcement of your benefits packages.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Understanding Laws that Govern Columbus Employee Benefits

Any employer-provided benefit plan is overseen by ERISA, a federal law that provides the minimum standards for these benefits. These packages can come in many shapes and sizes. Because many employers offer benefits as a benefit to employees in lieu of salary, they are often worth thousands of dollars.

Common examples of employee benefits include:

  • Life insurance policies
  • Retirement or pension plans
  • 401k’s
  • Group health insurance plans

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Whether these plans are offered to an individual employee or are offered as a group plan, the mere fact that they are offered by an employer makes them subject to ERISA. This classification is vital to employees who attempt to fight back when their claims are denied. A Columbus ERISA lawyer could help with this process.

How ERISA Affects Insurance Disputes

 While ERISA does offer workers some measure of protection by mandating a minimum level of benefit that plans must provide, the negative impact on the rights of insureds to demand enforcement of their policies negates these benefits. This is because ERISA requires insurers to set up an internal appeal process whereby disputes must be decided. Unfortunately, this limits a policyholder’s ability to ask a court to decide the matter.

In benefit plans not controlled by ERISA, an aggrieved policyholder can directly ask a Georgia court to rule on a breach of contract dispute. However, ERISA plans delay this option by demanding that a policyholder exhaust the insurance company’s internal processes. This can delay a case by weeks or even months, leaving the employee without the payments they need. A Columbus ERISA lawyer could help a policyholder understand whether their plans are controlled by ERISA, how this could affect a potential claim, and what the proper legal steps to demand enforcement are.

How a Columbus ERISA Attorney Can Help

The full enforcement of a benefit plan provided by an employer can be vital to a person’s health, finances, or retirement. Whether these plans include health insurance, pensions, or a retirement portfolio, the policyholder has the right to expect that the plan will be there when called upon.

Sadly, if these plans are controlled by ERISA, as all employer-provided plans are, the process for collecting payments may be very complex. All disputes between policyholders and insurers on ERISA plans must exhaust all internal appeals processes created by insurers before a court can get involved

A Columbus ERISA lawyer could help you exhaust these appeals in a quick and effective manner. They can then work to file complaints in local courts that demand enforcement of the policy. Get started by calling today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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