Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
Most people depend on their job to provide for themselves and their family members. Unfortunately, an unexpected medical condition or injury can prevent virtually anyone from working and generating income. For this reason, employees depend on their disability insurance carriers to provide them with the compensation they need to maintain their standard of living.
Disability insurance provides employees with a portion of their normal income until they are able to return to work or obtain Social Security disability insurance. In most cases, obtaining disability insurance benefits is easier said than done, and certain companies including CIGNA, have been known to deny disability claims for a variety of reasons.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
Fortunately, help is available in the form of a dedicated insurance attorney. If your disability claim was denied by CIGNA or you are in the process of filing an appeal, it may be time to contact a CIGNA Louisiana disability insurance denial lawyer and start exploring your legal options.
The agreement between an insurance company and a policyholder is essentially a contract. To grossly simplify a complex dynamic, as long as the policyholder pays their premium, the insurer is legally required to provide them with the benefits they are paying for. Often, though, insurance companies such as CIGNA attempt to deny valid disability claims for illegitimate reasons in the interest of saving money.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
When an insurance company refuses to pay the benefits it agreed to pay, it may be acting in what the law defines as “bad faith.” Common acts of bad faith include:
Insurance policies are notoriously difficult to comprehend, and unfortunately, companies like CIGNA sometimes exploit this fact. Luckily, policyholders do have the legal right to appeal a decision they do not agree with.
The vast majority of insurance companies offer their policyholders a chance to appeal their decisions. An appeal must be filed in a specific manner, and the appeals process differs from insurance company to insurance company.
Furthermore, these processes are often complicated, and policyholders are almost always forced to adhere to strict deadlines. Making a simple mistake can result in a denial, which may or may not be final.
While some policyholders will inevitably have their appeals denied, the federal government does give most policyholders the right to take their insurers to court if their initial appeal is unsuccessful. If a policyholder does choose to take CIGNA to court, they will more than likely need the help of a CIGNA Louisiana disability insurance denial lawyer to effectively pursue a positive resolution to their case.
Insurers are notorious for exploiting the law to their own advantage, and policyholders should never attempt to take them on alone. Fortunately, a skilled lawyer could help Louisiana residents understand their legal options after a disability insurance denial from CIGNA and provide them with guidance throughout the ensuing appeals process.
Insurance companies like CIGNA will often go to any length to avoid having to pay benefits, and they should never be allowed to get away with acting in bad faith. If a policyholder is able to prove their case against an insurer, the court will more than likely overturn the initial denial.
Just because you receive a claim denial does not mean you have no hope of ever receiving benefits. If you have an insurance policy overseen by CIGNA and recently had a claim for benefits denied, you may have a wide range of legal options at your disposal. Reach out to a CIGNA Louisiana disability insurance denial lawyer today if you are ready to hold your insurer accountable.
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