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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Birmingham ERISA Lawyer

All people have the reasonable expectation that an employer-provided benefit plan will provide payments when called upon. However, insurance companies make their profits by collecting premiums but refusing to issue payments.

Their reasoning for refusing to provide payments can vary and may include the claims being outside the scope of protection, a failure to provide accurate information on an application, or fraud. However, disputes over benefits are common matters decided by Alabama civil courts. But when the dispute involves a plan governed by ERISA, the procedure changes.

A Birmingham ERISA lawyer could help enforce the terms of an employer-provided benefit program. A practiced attorney can identify the reasons for the denial, formulate a plan of action, and deal with the complications presented by ERISA.


We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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ERISA and Its Effect on Insurance Disputes

ERISA is a federal law and regulatory scheme that controls employer-provided benefit programs. These typically include life insurance, retirement plans, and health insurance. Many employers use these plans to provide an incentive for skilled workers to take jobs at their company. In addition, workers may view these plans as a necessary source of alternate income for the present and future.

ERISA states that these plans must provide a minimum level of protection. In addition, the insurance plan providers must form and implement appeals processes whereby insurance disputes may be resolved. However, these appeals processes can have an unfortunate effect when an insurance company denies a claim and a beneficiary needs to file an appeal.


Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

How Cases Could Affect Birmingham’s Citizens

Birmingham’s workers, like those around the country, rely upon benefit packages provided by their workplaces for health and financial security. If they were to buy these plans on their own they would be able to ask a local courthouse to decide any disputes over the benefits denied on these plans. A courthouse in Birmingham will have jurisdiction to hear cases demanding enforcement of contracts.

However, employees with ERISA plans must seek enforcement in other ways. In fact, ERISA law states that the providers of these plans must provide an appeals process for the resolution of disputes. Under this law, an aggrieved employee can only ask a court to decide the matter if all internal appeals are exhausted. These appeals are seldom successful since the policyholder must ask the company itself to reverse the decision that they have already made.

In addition, this delay can require a policyholder to wait weeks or even months to obtain the benefits that they need. This could force a policyholder to put off vital surgery, delay retirement, or even cause the families of the deceased to wait for death benefits. A Birmingham ERISA lawyer could help identify the necessary procedures and follow them efficiently.

Let a Birmingham ERISA Attorney Be an Advocate

Employer-provided benefit packages provide physical, mental, and financial stability to employees and their families. Many companies use these packages as a way to lure top talent. While these policies have undeniable value, they do place many policyholders in a difficult position if their claims are denied.

ERISA law states that insurance disputes over employer-provided plans must go through an extensive internal appeal process before a court can decide the issue. A Birmingham ERISA lawyer could help you pursue these appeals and take the case to a Birmingham court if necessary to demand enforcement of a policy. Contact an attorney today to discuss your case.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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