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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Benefits of a Texas ERISA Lawyer

If you are an employee who receives benefits as a part of your compensation package, you should be able to reasonably expect these benefits to be available when you need them. To help reinforce that implicit guarantee, most employee benefit packages are covered under a federal law known as ERISA.

This law affords certain protections to insured employees and holds employers and benefits companies to certain standards. Because of this law, employers and insurance companies can face serious consequences for violating your rights. If you believe your benefits are being wrongly denied or mishandled, you may want to know more about the benefits of a Texas ERISA lawyer. A qualified ERISA attorney could fight for you.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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The Employee Retirement Income Security Act

The Employee Retirement Income Security Act of 1974, or ERISA for short, applies to most voluntarily established pension and health benefit plans within the private industry. It does not apply to group plans provided by government agencies or churches, or to plans that are in place to comply with other workers’ compensation, unemployment, or disability laws.

ERISA covers life insurance, accidental death insurance, long and short-term disability insurance, health insurance, and retirement plans such as 401(k) plans. It does not, however, cover private plans purchased by individuals.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

This federal law establishes many requirement plan providers must abide by. These include the following:

  • Plan participants must be given certain information about the plan
  • Fiduciary responsibilities exist for those who manage and control plan assets
  • Plans must establish a grievance and appeals process for participants to get benefits from their plans
  • Plan participants have the right to sue for benefits and breaches of fiduciary duty

How a Skilled Attorney Could Help

Plan participants who believe their plan is not in compliance with ERISA regulations have several options. One of these options is to hire a skilled attorney to represent them. There are many benefits of a Texas ERISA lawyer if an individual is going through an ERISA dispute.

Knowledge and Experience

ERISA laws can be quite complex and confusing, as can legal proceedings of any variety. Without an attorney who is familiar with ERISA, the plan’s own attorney’s and administrators may try to take advantage of a plan participant’s relative lack of knowledge. When a participant is represented by an attorney, insurance companies know they need to play by the rules.

Meeting Deadlines

There are also strict deadlines for filing claims and appeals that must be followed in an ERISA case. Attorneys know what these time limits are and can keep the case moving as it should.

Overall Cost

There is a lot at stake for plan participants who believe they are being treated unfairly or illegally by their plan—so much so that not hiring an attorney could even be costlier in the end than hiring one. If benefits such as those related to a disability are denied, plan participants could lose a lot of money paying for their condition themselves.

Getting Legal Help from a Texas ERISA Attorney

The benefits of a Texas ERISA lawyer are numerous and may help you achieve a positive outcome to your case. Whether you are being denied long term disability, believe your pension was handled incorrectly according to your plan or the law, or want to seek other benefits you are not receiving, an experienced ERISA attorney could represent you and your best interests.

A Texas ERISA lawyer could discuss all your legal options and rights with you, allowing you to be in the driver’s seat when it comes to your case. Call today for more information on your rights under ERISA.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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