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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Benefits of a Louisiana ERISA Lawyer

Filing a lawsuit against an employer or plan carrier is a major decision that should not be taken lightly. Unfortunately, it may be necessary if you believe your employer violated ERISA or if your employer-sponsored plan denied you benefits.

Fighting back against a plan carrier or employer can be intimidating, but by working closely with a lawyer, you may be able to obtain the benefits you need. Read the following information to learn more about the benefits of a Louisiana ERISA lawyer.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Understanding ERISA

The Employee Retirement Income Security Act, often referred to as ERISA, was established by the federal government in the 1970s. The Act regulates the operation and formation of retirement and pension funds, as well as health and disability insurance plans offered by employers.

The act also sets various fiduciary standards for plan administrators and the trustees in charge of investing the retirement savings of employees. ERISA further regulates the following employer-sponsored benefits issues:

  • The amount of time it takes to process claims and offer appeals
  • Disclosure of important benefits information to employees
  • What type of employees are offered benefits
  • The claims appeal process and lawsuits against employers
  • Addressing employee grievances

Finally, ERISA also states employees have the right to file a lawsuit against a plan carrier if they believe they have been unfairly or erroneously denied coverage.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Fighting Back Against a Claim Denial in Louisiana

There are numerous benefits of a Louisiana ERISA lawyer, especially in the wake of a claim denial. Plan carriers (usually insurance companies) often attempt to make the claims submission and appeals process as complex as possible and it is normal for individuals to overlook one of the countless steps included in these processes. Even when a person does take the right steps and submits the included administrative and medical forms, many plan carriers still find a way to deny them the benefits they deserve.

Fighting back against a plan carrier can be difficult without the right legal knowledge, especially because the claims process for most health, life, and disability insurance companies are intentionally difficult to follow, but with help from an attorney, workers can obtain the benefits they need.

Dealing With Plan Carriers

As implied above, dealing with plan carriers can be very difficult. When a person files a disability or health insurance claim, the plan carrier will likely consult its own team of doctors, nurses, psychologists, and other medical professionals.

These medical professionals have no interaction with the claimant and only have limited access to their medical information. To make matters worse, they are often encouraged implicitly to deny claims. A skilled ERISA attorney can help by obtaining additional medical records from additional medical professionals to help bolster the claim. A lawyer may also be able to carefully inspect the criteria an insurer uses to approve or deny claims and determine if it has been properly applied to the situation.

Learn More About the Benefits of a Louisiana ERISA Lawyer

Learning how to use your employer-sponsored benefits can be difficult, but when a plan carrier or employer jeopardizes those benefits, life can become even more difficult. Therefore, it is important to take every precaution to help ensure the success of a claim.

No one should have to deal with the prospect of having their claims denied for no reason. Learn more about the benefits of a Louisiana ERISA lawyer by contacting a well-versed attorney. Call today for a free consultation.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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