ERISA, the Employee Retirement Income Security Act, protects employees and their beneficiaries if they become disabled; whether that occurs on the job or not. The law covers approximately 141 million workers and beneficiaries–i.e.those who are not covered by privately-purchased disability insurance.
Unfortunately, because ERISA claims are submitted directly to the insurance companies, they are too frequently unfairly (and illegally) denied. At the Law Offices of J. Price McNamara, we focus on helping those who are filing for or who have been denied long-term disability benefits under ERISA. Our long-term disability attorneys know all the tricks that insurance companies pull, and we care deeply about our clients. Contact us today for a free consultation to find out more.
How your particular policy defines “disability” will be instrumental to the successfulness of your claim, which is why working with an attorney to ensure that you understand and follow the fine print in your application is so important.
This also applies to what other avenues must be explored before you apply for long-term disability. Most plans require that you first use up any sick time and short-term disability before you file for long-term disability benefits. They may also require that you file for Social Security Disability Insurance, and can differ on how much you will receive in monthly benefits; as well as how long you can receive benefits.
Because long-term disability applications go to the insurance companies, it should come as no surprise that they are frequently denied. However, every policy provides for an internal appeals process, and once you have exhausted this process, you can file a case in federal court. Still, you want to make sure that you and your attorney submit a significant amount of paperwork from the get-go in your initial application, as the judge will base their decision on the existing administrative record.
Our attorneys answer any and all questions you have FREE OF CHARGE, and we also offer free comprehensive case reviews. We then handle your case on a contingent fee basis, which means that we do not receive any compensation unless and until you win and are paid your disability. Contact us today to find out more.
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like so many others in his field of specialty. He is a consummate professional, extremely knowledgeable
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will use him in the future.
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who wants a top-notch attorney who gets results.
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by something or someone else, don’t hesitate to call him.
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