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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Bay City Long Term Disability Lawyer

Helping Individuals in Bay City Make a Claim for Long Term Disability Benefits or Appeal a Denial of Benefits

Successfully applying for long term disability insurance and receiving benefits can be a long and difficult process and should not be undertaken without a lawyer. When applying for this type of coverage, the law favors insurance companies and provides them with no incentive to do the right thing for the people they insure. Due to the complexity of the law and the arduous nature of the claims process, representation by a Bay City long term disability lawyer is necessary – if not essential – when making a long term disability claim.

Lawyer J. Price McNamara of the Law Offices of J. Price McNamara can assist you with filing a claim for benefits or appealing a denial of benefits. Please feel free to contact us online today for more information.

What Is Long Term Disability Insurance?

Long term disability insurance is a type of group employee benefit plan designed to provide coverage and benefits to those who are injured, become disabled, or suffer serious illnesses – and who are consequently unable to work. It is available to cover a variety of health conditions, illnesses, and disabilities such as:

  • Spinal cord Injuries
  • Migraines
  • Autoimmune disease
  • Heart disease
  • Epilepsy
  • Psychiatric conditions
  • Brain injuries

The Employee Retirement Income Security Act (ERISA) regulates long term disability insurance, and because this law is extremely favorable to insurance companies, an application for long term disability benefits should be not be undertaken without retaining a Bay City long term disability lawyer.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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The Employee Retirement Income Security Act

Federal law regulates long term disability insurance and almost completely prohibits any state law from applying or relating to any employee benefit plan, with few exceptions.  The Employee Retirement Income Security Act deprives people of rights and claims that are available, such as the right to a jury trial, the right to testify at trial, and the ability to sue in state court as opposed to federal court.  As a result, insurance companies have little incentive to approve long term disability claims.

State Law versus Federal Law

The Employee Retirement Income Security Act provides insurance companies with a huge advantage over those claiming long term disability benefits. Under current federal law, a claimant is prohibited from filing a bad faith denial lawsuit in state court against an insurance company, even if a claim is wrongfully denied. The only remedies available are internal appeal procedures and bench trials in federal court that amount to a judge reviewing records.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

Free Case Consultation

Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.

Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Contact a Bay City Long Term Disability Lawyer Today

A Bay City long term disability lawyer can increase the likelihood of success for those seeking benefits. A lawyer could assist with the preparation of the initial claim, and assuming the insurance company denies a claim, a lawyer could appeal the denial and litigate the claim in court.

If you suffered a serious injury or illness and are unable to work, Attorney J. Price McNamara of the Law Offices of J. Price McNamara can work to level the playing field. A skilled lawyer can be the deciding factor that determines whether you receive the benefits to which you are entitled. 

To schedule a free legal consultation and case evaluation with an experienced Bay City long term disability lawyer, contact us online today for more information.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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