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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Bad Faith Insurance Claims Attorney Near Me

You have probably heard the term ‘bad faith’ used in the insurance world, but you may not know exactly what it means or how it could affect your insurance claim. To put it simply, an insurance company has the legal obligation to act in a manner that is considered good faith when it handles insurance claims. This means that it must conduct a prompt and fair investigation and take steps to settle the claims. When the insurer fails to do this, without a justifiable excuse, it is considered acting in bad faith.  If this happens to you, this means that you may be entitled to additional compensation and you should contact our Bad Faith Insurance Claims Attorney.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Determining the Relationship

Your ability to recover damages from a bad faith claim depends on the relationship you have with your insurer. When it comes to your insurance company, they have a contractual duty to act in good faith when they handle your claim. However, you do not have a contractual relationship with an insurance company that is handling your claim if that company is not providing coverage to you specifically.

For example, if you are in a car accident and the other driver is at fault, you must file the claim against the other driver’s insurance company. You are not the party insured under this policy, which means there is no contractual relationship between you and that company. This means the company has no duty to act in good faith while handling your claim.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Examples of Bad Faith

Although there are a variety of things that can be considered bad faith in the insurance world, the following are some examples of bad faith insurance acts:

  • Denying a car accident claim without a valid reason.
  • Delaying or not investigating a claim.
  • Delaying payment for a claim. Insurance companies are required to pay you in a reasonable time limit and failing to do so may result in a bad faith insurance claim.
  • Offering less than the insurance claim is worth. Insurance companies often give lowball offers in the hopes that you will take less money than you should. This is legal, but if the company will not budge on their offer, it could result in a bad faith claim.
  • Refusing to pay a valid claim. If the accident is covered by the policy terms, your claim should get paid.
  • Failing to provide documentation. You have the right to request documentation regarding your claim from the insurance company. If they fail to provide such documentation in a reasonable time limit, they may be acting in bad faith.

Damages from Bad Faith Claims

Bad faith claims are not easily proven. However, if you and your bad faith insurance claim attorney can prove that an insurer has acted in bad faith, you may be entitled to additional damages. This compensation may include the following:

  • The amount of damages that were incurred as well as court fees and attorney costs.
  • A court order that enjoins the act or the failure to take action that the insured complained of.
  • Any additional relief that the court deems appropriate.

Contact a Bad Faith Insurance Claims Attorney Today

These types of claims are complex and hard to prove, which means that you need the expertise of an experienced Bad Faith Insurance Claims Lawyer on your side. Contact the attorneys at the Law Offices of J. Price McNamara to schedule a consultation today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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