If you are unable to work because of a serious injury or illness prevents you from doing so, long-term disability, otherwise known as LTD, is supposed to be able to step in and offer both you and your family some degree of financial security. Unfortunately, however, it does not always work this way, and benefits are wrongfully denied to the individuals who need them.
If you have wrongfully been denied long-term disability benefits in Austin, then you have a right to take legal action. Lawyer J. Price McNamara of the Law Offices of J. Price McNamara can help you explore all of your legal options if your benefits have been denied and can take the necessary legal action on your behalf. Please contact us online today to discuss all of your legal options.
The process of applying for long-term disability benefits can be a long and complex process. In order to obtain these benefits, it is necessary that you include all of the necessary supporting medical documents and that you satisfy all of the legal timelines so that your benefits claim can be considered.
Even claims that are filed thoroughly and timely are still subject to a possible denial. In cases where an insurance company denies a benefits claim, it must include a letter that precisely states the reasons why the claim was denied.
Depending upon the circumstances of your case and the reasons for your denial, you may have several legal options open to you. One of these options is to file an appeal or a lawsuit against the insurance company. When appealing a denial of long-term disability benefits, you must include medical documentation that supports that a physical injury or illness prevents you from continuing to work at your current occupation – or that you are unable to work at any occupation because of your debilitating illness or injury.
Once an Austin long-term disability lawyer can help you decide on the right option for your case, he or she can assist you with filing all of the necessary paperwork and can attend any hearings or other legal proceedings with you.
Long-term disability denials can be frustrating, and filing an appeal and/or suing the insurance company can be a long process. If you have been denied long-term disability benefits, it is important that you fully understand all of your legal rights and that you are prepared to take action. Lawyer J. Price McNamara of the Law Offices of J. Price McNamara can help you take action in your case and assist you with pursuing the long-term disability benefits that you deserve.
To schedule a free legal consultation and case evaluation with an experienced Austin long-term disability denial attorney, contact us online today for more information about how we could assist you with your legal matter.
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