It is not uncommon for insurance companies to routinely deny applications for long term disability benefits. Fortunately, you may be able to appeal a benefits denial one or even two times, in an attempt to receive these benefits. This is because appeals at each level are decided by different individuals and claim units, and a different evaluator might reach a different decision on a particular appeal. Consequently, if your application for long term disability benefits has been denied once (and sometimes twice), you might have options available to you.
If you have been denied long-term disability benefits in Austin and are interested in filing an appeal of that denial, you should look no further than Attorney J. Price McNamara of the Law Offices of J. Price McNamara. Attorney McNamara can assist you throughout each stage of the appeals process and can help you pursue the long-term disability benefits that you need and deserve. Please contact us online today to discuss your options.
Prior to filing an administrative appeal, it is important that you carefully read and understand your denial letter. In denying your application for long-term disability benefits, the insurance company is required to lay out all of the reasons for denying your claim. If you decide to appeal the claim denial, you can then make sure that you address all of the concerns which the insurance company raised in its denial letter. For example, if the insurance company denied your benefits claim because it did not contain ample documentation, then you should make sure that you include all pertinent medical documentation, including imaging studies, to support your appeal.
Some long-term disability claims are denied simply because the applicant did not comply with all of the necessary time requirements. This is an easy fix, and you must ensure that your appeal documentation is submitted in a timely manner. Although an insurer is required by law to provide you with a minimum of 60 days with which to file appeal documentation, many insurance policies give appellants more than 60 days to file their documentation. An Austin long-term disability appeals lawyer can help you with assembling all of the appeals documentation in a timely manner.
When it comes to securing long-term disability benefits, you do not want to leave your case to chance. If you have wrongfully been denied benefits by an insurance company and wish to appeal that denial, call Lawyer J. Price McNamara of the Law Offices of J. Price McNamara today. Attorney McNamara can help you file the necessary paperwork and take measures to maximize your chances of success on the second go-around.
To schedule a free legal consultation and case evaluation with an experienced Austin long-term disability appeals lawyer, contact us online today for more information about how we could assist you with your legal matter.
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