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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Austin Life Insurance Denial Attorney

Helping Individuals in Austin, Texas Appeal a Life Insurance Benefits Denial

Individuals purchase life insurance policies in Austin in order to ensure that their loved ones will be taken care of financially when they pass away. Sadly, however, life insurance companies routinely deny benefits to the insured’s family members who deserve them.

If you are the beneficiary under a life insurance policy that was taken out by your loved one, and the insurance company is trying to deny you the benefits that you deserve, you may be able to appeal that denial. First, you have the option of pursuing an administrative appeal with the insurance company. If you are still unsuccessful at obtaining benefits by that point, you may elect to file a lawsuit against the insurance company in the federal court system, if the life insurance policy is an employer-sponsored ERISA plan.

Throughout this process, it is essential that you have an Austin life insurance denial attorney at the Law Offices of J. Price McNamara representing you throughout your case. Please contact us online today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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How Life Insurance Policies Work

When a person decides to take out a policy of life insurance, the insured will pay premiums during his or her lifetime. The insured will also designate one or more beneficiaries under the policy. When the insured individual passes away, that beneficiary or beneficiaries may be able to make a claim under the policy in order to obtain benefits.

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Reasons why Life Insurance Claims are often Denied

There are several reasons why claims made under life insurance policies are sometimes denied. In some instances, the insurance company may allege that the insured made one or more material misrepresentations under the policy. For example, the insured may have misrepresented his or her weight, age, height, or criminal history, when making the application for insurance. Moreover, the insured may have suffered from a pre-existing injury or illness that was not initially disclosed in the policy application documents.

Although a minor misrepresentation may not serve as the basis for an insurance company’s denial of life insurance benefits,  a material misrepresentation could lead to valid claim denial.

Secondly, the insurance company may allege that the insured stopped paying his or her premiums at some point along the way. In the event the policy lapsed at some point, the insurance company might contend that the beneficiary is not entitled to make a claim for benefits under the policy, because the policy was not in effect at the time the insured passed away.  

Finally, the insurance company may contend that the insured‘s death fell within one of the policy’s exclusions, such as when the insured’s death resulted from suicide or from some kind of self-inflicted injury. An Austin life insurance denial attorney can assist you with appealing a claim denial for life insurance benefits.

Contact an Austin Life Insurance Denial Attorney Today

The skilled legal team at the Law Offices of J. Price McNamara can help you pursue a life insurance benefits denial in a thorough and efficient manner. To schedule a free case evaluation and legal consultation with a knowledgeable Austin life insurance denial attorney, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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