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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Austin ERISA Lawyer

The federal laws and regulations known collectively as ERISA can complicate many relationships between insurance companies and those they insure. Because ERISA controls benefit packages that provide services to employees, policyholders who wish to take advantage of their benefits may have to take extra steps.

ERISA states that holders of employer-provided benefits must fully exhaust all internal appeals processes before a court can become involved. This can frustrate many policyholders who are forced to wait for long periods to collect compensation. An Austin ERISA lawyer could you determine your options for collecting the benefits you need. Reach out to an experienced attorney today to discuss your case.


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(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

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Understanding ERISA and What it Does

The Employee Retirement Income Security Act or ERISA originally controlled employer-provided retirement plans. Over the years, Congress has expanded these laws to control all employer-provided benefits plans. This includes:


Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

ERISA performs a number of functions. Most relevant here are creating a baseline that all insurance companies that provide these plans must follow and establishing rules for appealing decisions made by insurers.

This appeals process rule is especially important if policyholders and insurers come to conflict over whether benefits should be issued. ERISA requires companies to create an appeal process and requires policyholders to follow this procedure before taking a case to court. This process is generally a waste of time for policyholders who may need to take advantage of these plans at a critical time. An Austin ERISA lawyer could help those in need of their benefits deftly navigate the ERISA process.

What are an Austin Policy Holder’s Options Following an Appeal?

ERISA plans must follow different appeal rules than individually obtained policies. The holders of individual policies can demand that a court immediately order the insurance company to honor their policy. This is because an insurance policy is no more than a contract between the two parties. This contract states that the insurance company will provide benefits if the holder pays premiums.

While ERISA questions may ultimately be decided by a similar court in Austin, the policyholders must exhaust the insurance company’s internal appeals process. These processes will vary from company to company and from policy to policy. Only once this is complete will a court accept a case for trial. An Austin ERISA lawyer could help policyholders understand these processes and pursue cases in court when appropriate.

An Austin ERISA Attorney May Be Able to Help

The benefits packages and insurance programs offered as perks by many employers form the core of any person’s decision to take a job. These plans are regulated and controlled by the federal ERISA laws. These laws require employers to create internal appeals processes in case of a dispute. Only once this is complete will a court hear a case from a policyholder demanding enforcement of a policy.

An Austin ERISA lawyer could help you determine whether your plan is controlled by ERISA and how this affects your quest to collect benefits. They can also help pursue the necessary appeals and file suit in court. Contact an attorney today to discuss your case.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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