Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
The federal laws and regulations known collectively as ERISA can complicate many relationships between insurance companies and those they insure. Because ERISA controls benefit packages that provide services to employees, policyholders who wish to take advantage of their benefits may have to take extra steps.
ERISA states that holders of employer-provided benefits must fully exhaust all internal appeals processes before a court can become involved. This can frustrate many policyholders who are forced to wait for long periods to collect compensation. An Austin ERISA lawyer could you determine your options for collecting the benefits you need. Reach out to an experienced attorney today to discuss your case.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
The Employee Retirement Income Security Act or ERISA originally controlled employer-provided retirement plans. Over the years, Congress has expanded these laws to control all employer-provided benefits plans. This includes:
Our number-one goal is getting you and your family back to financial security as soon as possible.
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ERISA performs a number of functions. Most relevant here are creating a baseline that all insurance companies that provide these plans must follow and establishing rules for appealing decisions made by insurers.
This appeals process rule is especially important if policyholders and insurers come to conflict over whether benefits should be issued. ERISA requires companies to create an appeal process and requires policyholders to follow this procedure before taking a case to court. This process is generally a waste of time for policyholders who may need to take advantage of these plans at a critical time. An Austin ERISA lawyer could help those in need of their benefits deftly navigate the ERISA process.
ERISA plans must follow different appeal rules than individually obtained policies. The holders of individual policies can demand that a court immediately order the insurance company to honor their policy. This is because an insurance policy is no more than a contract between the two parties. This contract states that the insurance company will provide benefits if the holder pays premiums.
While ERISA questions may ultimately be decided by a similar court in Austin, the policyholders must exhaust the insurance company’s internal appeals process. These processes will vary from company to company and from policy to policy. Only once this is complete will a court accept a case for trial. An Austin ERISA lawyer could help policyholders understand these processes and pursue cases in court when appropriate.
The benefits packages and insurance programs offered as perks by many employers form the core of any person’s decision to take a job. These plans are regulated and controlled by the federal ERISA laws. These laws require employers to create internal appeals processes in case of a dispute. Only once this is complete will a court hear a case from a policyholder demanding enforcement of a policy.
An Austin ERISA lawyer could help you determine whether your plan is controlled by ERISA and how this affects your quest to collect benefits. They can also help pursue the necessary appeals and file suit in court. Contact an attorney today to discuss your case.
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