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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Austin ERISA Insurance Claims Lawyer

Austin ERISA Insurance Claims Lawyer

Long ago, the United States Congress wanted to protect employee pension and benefit plans, and so it passed the Employee Retirement Income Security Act (ERISA) in 1974. For people seeking to make a claim for benefits under an employer-provided insurance plan, they often find that their claims are denied. Unfortunately, people seeking the financial benefits to which they are entitled tend to find themselves facing an uphill and difficult battle, requiring legal representation by an experienced Austin insurance claims lawyer. At the Law Offices of J. Price McNamara, we can assist you with making your claim for filing an appeal on your behalf. 

Defining ERISA

The Employee Retirement Income Security Act (ERISA) is a federal law that was passed in order to ensure the proper management and supervision of employer-provided pension and benefits plans, such as for health and disability insurance. While the law does not mandate that employers provide these benefits, it was passed with the intent that employees receive benefits if they apply for them. Unfortunately, because of the law’s effects and complexity, ERISA had several unintended consequences and ends up giving insurance companies a huge incentive to deny claims presented by their insureds.

How the Insurance Companies are Advantaged

Normally, civil claims against insurance companies are handled in a state court and are subject to state law. However, ERISA preempts state law, meaning that all claims being made against an insurance plan covered by ERISA are heard in the federal court system. To make matters worse, people making claims against ERISA-covered plans are not entitled to jury trials, are not entitled to testify, and are precluded from making bad-faith denial claims against insurance companies. As a result, experienced legal representation by an effective Austin insurance claims lawyer is essential.

In short, because insurance companies only care about their bottom line, they have many incentives to deny claims.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

Our Testimonials

How the Claims Process Begins

An ERISA insurance claim begins with an injured person suffering from a long-term injury or illness making a claim with his or her insurance company. The insurance company may deny the claim, but if it does so, it must fully explain its internal appeals procedure in writing. The internal appellate process is the most important component. However, it is complex, and the procedures and deadlines associated with it require strict compliance.  

Litigation

Assuming the insurance company denies an appeal, the only option left is to proceed with litigation. Federal courts give an insurance company denial a great amount of deference, and they only overturn the denial if they find that the insurance company abused its discretion.  Representation by a competent Austin insurance claims lawyer is necessary throughout the entire process, as a federal court only reviews information already contained in the record from the internal insurance company administrative appeal.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

How can an Austin ERISA Insurance Claims Lawyer Help?

No one should have to experience the fear and uncertainty that follows when a valid insurance claim is denied. If you are suffering from a medical condition that prevents you from working, and your insurance claim has been denied, an Austin insurance claims lawyer can work to even out the playing field for you.  To learn more about the representation we can provide, contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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