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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Austin Disability Insurance Claims Attorney

Austin Disability Insurance Claims Attorney

People who become temporarily or permanently disabled often find themselves unable to work because of illness or injury. When that happens, they can seek compensation via disability insurance. Disability insurance is meant to provide financial support, usually from a portion of the person’s salary, to make a claim for benefits. Sadly, insurance companies often deny claims for disability insurance or use underhanded tactics to delay payment. Consequently, an experienced Austin disability insurance claims attorney at the Law Offices of J. Price McNamara is necessary when making a claim for benefits.

What is Disability Insurance?

Disability insurance is a type of insurance that provides financial compensation and benefits to those who become disabled after suffering serious illnesses and finding themselves unable to work. Disability insurance is available to cover several types of conditions and illnesses. It is usually offered as part of an employer-sponsored benefit or group plan. However, because it is an employer-provided benefit, the Employee Retirement Income Security Act (ERISA) applies, which could make the process of obtaining benefits more difficult.

How ERISA Makes It Harder to Obtain the Benefits You Need

ERISA is a federal law that governs several types of employer-provided benefits, including disability insurance. Unfortunately, because it is a federal law, ERISA trumps state law, which gives insurance companies many advantages and incentives to deny claims. This is because ERISA precludes bad faith insurance denial claims, prevents a person from having his or her case decided by a jury, and forces the case to be heard in federal court which favors insurance companies. For these reasons, experienced legal representation by an Austin disability insurance claims attorney with a strong record of success is all the more necessary.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

Our Testimonials

How Insurance Companies Deny or Minimize Claims

Insurance companies know that people making claims for disability insurance are in desperate financial situations, due to their inability to work, and they accordingly use many tactics to try and deny claims – or minimize or delay payments for benefits. Insurance company medical evaluations for claims that involve disabling conditions are oftentimes invalid and are based upon a diagnosis provided by their own doctors. The insurance company might also claim that the condition was preexisting and that, therefore, it is not covered. Moreover, insurance companies will often provide only partial payments – or will stop making payments after a year or so – claiming that the person’s condition is no longer disabling.  

How the Process Works

Everything starts during the initial claim submission, which involves submitting claim forms, medical records, and physician statements. Assuming the claim is denied, the person seeking coverage can appeal internally through the insurance company. Finally, if the internal appeal is unsuccessful, the only option available is litigation in the federal court system.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

How Can an Austin Disability Insurance Claims Attorney Help Me?

Retaining an Austin disability attorney early on in the process increases the chances of success. An attorney can gather additional medical evidence and work with a doctor to strengthen a medical diagnosis. Additionally, an Austin claims attorney can strengthen a claims appeal by supplementing documents presented during the initial claim submission process. To learn more about the representation we can provide, contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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