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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Athens ERISA Lawyer

Many jobs in Athens and around Georgia offer fringe benefits as a way to attract top talent to their company. This can include discounted health insurance plans, retirement investment accounts, and life insurance policies. These perks will often influence an employee’s choice of jobs and may even make the difference in decisions concerning continued employment.

With such an emphasis on these plans as a central part of choosing where to work, it is only fair that the employees be able to rely on those plans when needed. Sadly, disputes over whether a plan applies to a worker’s specific situation are common. When these disputes concern a work-provided benefit plan, any disagreement is controlled by ERISA.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

Our Testimonials

An Athens ERISA lawyer could help employees and their families who are having difficulties obtaining benefits under plans that are controlled by ERISA. A detail-oriented lawyer could work to help you understand the applicable laws and pursue appeals needed to obtain the benefits you deserve.

What is ERISA?

The Employee Retirement Income Security Act or ERISA, is a federal law that was first enacted in 1974. This law was intended to create a baseline of regulations for all employer-provided benefit packages. While this may seem like it is a good thing for workers, in reality, this framework only serves to delay the receipt of many benefits.

This is because ERISA controls when a courthouse can hear a case concerning disputes between insurers and their policyholders. Typically, a disagreement between an insurance company and a policyholder is a matter concerning the enforcement of a contract. Civil courts in Athens and throughout the state have the authority to hear and rule on these matters.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

An ERISA controlled policy requires the policyholder to exhaust all internal appeals processes established by the insurance company. This can cause weeks or even months of delay while a policyholder may be desperately waiting for resolution. An Athens ERISA lawyer could help navigate these appeals processes quickly to allow the case to get to court as soon as possible.

Common Sources of Disputes in Athens

All the same issues of contention in insurance cases between independently controlled policies affect ERISA governed claims. This is because outside of the fact that a policy is controlled by ERISA, these plans are identical to the others.

Examples of ERISA policies and disputes include:

  • Health insurance plans where the provider may rule that certain treatment may not be covered
  • Retirement plans where disputes may arise concerning whether a policy has matured
  • Life insurance plans where the identity of a beneficiary is in dispute
  • Disability plans that concern whether the severity of an illness or injury is sufficient to trigger the policy

Normally, if an insurer denies a claim, a policyholder can allege simple breach of contract in a civil court. It is also true that a court may ultimately hear such disputes in ERISA policies. However, the claimant must first exhaust all internal appeals processes created by the insurance company before going to court. An Athens ERISA lawyer could help policyholders comprehend their policies and take appropriate legal action.

An Athens ERISA Attorney Could Help

Failing to collect benefits on an insurance plan is a frustrating experience. It is reasonable to expect that plans will provide payment when their provisions are triggered. However, insurance companies make their profits by refusing to pay claims. When these refusals occur on policies governed by ERISA, the process for appeals becomes much more complex.

An Athens ERISA lawyer could help you exhaust the applicable insurance company appeals so that you can get the coverage you deserve. Contact an attorney today to learn more.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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