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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Alabama ERISA Lawyer

The ins and outs of insurance policies are often cumbersome and confusing. Many people choose to not to study or research the details of their policy and benefits because of this. They do not have the time or expertise to make sense of it all and apply it to their own situation.

However, they may be missing out on certain options available to them such as appealing a denied disability claim. An accomplished attorney could help by doing this job for you. If you have questions about an ERISA policy or claim, asking an Alabama ERISA lawyer is the place to start.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Understanding ERISA Benefits

The Employee Retirement Income Security Act of 1974 is commonly referred to as the acronym ERISA. Insurance benefits provided at work or through a union usually fall under ERISA laws and not general contract laws. This makes ERISA a specialized area in the legal field. There are two basic categories of benefits defined by ERISA: pension benefits and welfare benefits. Welfare benefits usually include:

  • Life insurance
  • Health insurance
  • Long and short-term disability insurance
  • Accidental death and dismemberment coverage
  • Vision and dental insurance
  • Long-term care insurance

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Pension benefits include regular retirement benefits, although some pensions may include benefits for disability or death. ERISA laws apply whether the benefits come from an insurance policy or a plan that is funded with the employer’s own assets.

Laws for Alabama Cases

It is important to understand that ERISA rules and regulations differ from other types of insurance and from court rules. If an individual is denied any of these benefits, there is a specific process and timeline to follow under ERISA to appeal the denial or to take the insurance carrier to court. A skilled Alabama ERISA lawyer could assist someone with appealing the denial.

ERISA cases are also different because they require that a participant applying for benefits to have all supportive information in their file prior to the insurance company making a final ruling on the claim. If any information is not in the file at that time, it cannot be added at a later.

In many cases, unfortunately, the insurance company or the party who makes the decisions will have the benefit of the doubt in court. This makes it even more crucial for the plan participant to make sure they have included everything in their file. With so many varying rules and regulations and many times so much at stake, some choose to work with an ERISA lawyer in Alabama to help them with their coverage benefits.

Let an Alabama ERISA Attorney Help

A seasoned Alabama ERISA lawyer is here and ready to help with your ERISA claims. If you are thinking about applying, have already applied or already been denied, they may be able to help you successfully take the next steps in this often-daunting process.

An attorney knows what to expect and how the process works. With this knowledge and their years of ERISA insurance experience, a lawyer is ready to take on the insurance companies to seek justice for you. Call today to get the help you need with your ERISA policy.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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