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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Aflac Disability Lawsuits in Texas

Assisting Individuals in Texas with Filing a Claim for Aflac Disability Benefits or Appealing a Wrongful Denial of Those Benefits

Many individuals receive their insurance coverage through Aflac. One common type of coverage is for short and long-term disability benefits. If you receive these benefits under an employer-sponsored policy of insurance, it is extremely likely that your plan is covered by the Employee Retirement Income Security Act of 1974, otherwise known as ERISA. This law was initially put in place to help ensure that employees are able to recover the benefits that they need. Sadly, however, that does not always happen.

If you have been denied disability benefits under an Aflac policy, it may be time to take legal action. The experienced Aflac disability lawsuit lawyers at the Law Offices of J. Price McNamara could help you pursue the benefits that you deserve under your Aflac policy. Please contact us online today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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What Must Happen Before Filing a Lawsuit?

If you are pursuing legal action after an insurance company has denied you disability benefits, you cannot file a lawsuit right away. The first step that you need to take is to make sure that you exhaust all of your insurance company’s administrative remedies. Your insurance company, by law, has to give you at least one chance to appeal a disability denial decision.

If you have been denied disability benefits by your insurance company, the denial letter will tell you what you need to do in order to file an administrative appeal. Administrative appeals are handled in-house at the insurance company level. One of the most important things that you can do at this level is to make sure that you file your administrative appeal in a timely manner, in accordance with the denial letter. If you fail to make a timely appeal, the insurance company will likely deny you again.

It is also extremely important that you supplement the record with all of the necessary documentation, including medical documentation. If you do not supplement the record at the administrative level, you will be precluded from doing so later on if you need to file an appeal in the federal court system.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

Free Case Consultation

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Filing a Lawsuit

If the administrative appeal does not work out, and you have exhausted all possible remedies at the administrative level, you may be able to file a lawsuit against your insurance company in federal court. In other words, you would name your insurance company as a defendant and file suit against them.

Since many disability policies fall within the ambit of the federal ERISA statute – a federal law – these cases must proceed forward in federal court. After you file your complaint, counsel for the insurance company will answer the complaint, and both parties will complete discovery.

At the federal court hearing, the judge handling the case will consider all of the evidence, including all of the medical documentation that you introduced at the administrative level. The judge’s decision in the case is final with regard to disability benefits.

Talk to an Experienced Attorney Today about Aflac Disability Lawsuits in Texas

Filing and litigating a lawsuit in federal court can be a difficult process. The legal team at the Law Offices of J. Price McNamara could answer all of your questions about the process and assist you throughout. To schedule a free case evaluation and legal consultation with an experienced Texas disability benefits lawyer, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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