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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Accidental Death Insurance Lawyer in Texas

Assisting Accidental Death Beneficiaries in Texas with Asserting a Claim

The purpose of accidental death insurance is to provide security in the event of a family member’s unexpected death in an accident. In cases of accidental death policies, beneficiaries are sometimes surprised when they make a claim, and the insurance company denies their claim. This is especially puzzling when the insured paid all of his or her premiums over the entire life of the policy.

There are numerous reasons why an insurance company may deny a claim for accidental death benefits. In general, insurance companies have a strong incentive to deny any kind of claim. This is because when an insurance company pays out a claim, it loses a significant amount of money. On the other hand, when insurance companies are collecting premiums from their customers and keeping those premiums in-house, they are making money.

If you have been denied accidental death benefits after making a claim on an insurance policy, and experienced accidental death insurance lawyer in Texas at the Law Offices of J. Price McNamara may be able to help. Please contact us online today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Bringing a Claim for Benefits

If you are the named beneficiary under an accidental death insurance policy, and the insured died in an accident, you may try to bring a claim. You, as the beneficiary, must have been designated by the insured under the policy.

The main purpose of accidental death benefits is to provide, both emotionally and financially, in the insured’s absence.

As stated previously, insurance companies have a strong incentive to deny accidental death benefit claims. In many instances, they will use various exclusions under the policy as a basis to try and deny these benefits. Certain types of deaths may be expressly excluded in the policy language. Those types of deaths can include deaths by suicide or other instances where the insured arguably played a role in his or her own demise. In those instances, an insurance company may try and deny a claim for death insurance benefits.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Potential Exclusions under the Policy

In order for there to be coverage under an accidental death benefits policy, the insured’s death must typically have occurred in an accident. Qualifying types of accidents generally include drowning accidents, motor vehicle collisions, and slip and fall accidents.

Call an Accidental Death Insurance Lawyer in Texas Today

If you believe that an insurance company has wrongfully denied you benefits under an accidental death benefits policy, you should speak with an experienced attorney as soon as possible. A lawyer can explain all of your legal options and can detail the process for appealing a claim denial. A lawyer can also represent you at all legal proceedings throughout the process.

To schedule a free case evaluation and legal consultation with an experienced accidental death insurance lawyer in Texas, please contact us online today to learn more about how we could assist you.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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