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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Accidental Death Insurance Claims Lawyer in Fort Worth

Assisting Citizens of Fort Worth, Texas with Pursuing and Recovering Accidental Death Benefits

Individuals apply for accidental death insurance benefits in hopes that their loved ones will be protected in the event they pass away unexpectedly in an accident. Surprisingly, however, many insurance companies will try and limit the insurance benefits paid to a beneficiary – sometimes even going so far as to deny a claim for benefits altogether. 

Insurance companies actually have a very strong incentive to deny accidental death beneficiaries the benefits to which they are entitled. Insurance companies become wealthy entities by collecting – and keeping – the premiums that are paid by their insureds. Insurance companies do not make money by paying out claims for accidental death benefits and other types of benefits. 

If you are in the process of making a claim for accidental death benefits under an insurance policy, or if you want to learn more about how to internally appeal a denial of benefits, the accidental death insurance claims lawyers at the Law Offices of J. Price McNamara may be able to help. Please contact us today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Determining Whether a Loved One’s Death was Accidental

The types of deaths that constitute an ‘accidental’ death will be defined in the insurance policy. Moreover, the policy will likely layout circumstances that are excluded from coverage under the accidental death policy. Accidental deaths are typically deaths which occur in the context of one of the following circumstances:

  • Slip and fall accidents
  • Accidents that occur on a boat or other watercraft
  • Drowning accidents
  • Motor vehicle accidents

When a beneficiary goes to make a claim under an accidental death insurance policy – especially if the death occurs soon after the policy is taken out – the insurance company will complete a thorough investigation into the circumstances leading up to the insured’s death.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Claim Denials following an Internal Investigation

Once the insurance company completes its internal investigation, it must make a decision about whether to accept the claim and pay the beneficiary the funds to which he or she is entitled, or to deny the claim. There are several reasons why an insurance company may choose to deny a claim for accidental death benefits. 

First, the insurance company might argue that some preexisting condition, rather than an accident, actually caused the insured’s death. In the alternative, the insurance company may conclude that the insured’s death was the result of some action or inaction on the insured’s part. In those instances, the insurance company may conclude that the insured’s death was not an accident at all, such as in the case of a death resulting from a suicide or self-inflicted injury. 

When an insurance company investigates the claim and determines that there is no basis for coverage, you may be eligible to internally appeal that denial by producing documentary evidence to challenge the denial. An experienced Austin accidental death claims lawyer can help you throughout that process and pursue the benefits you need. 

Call an Austin Accidental Death Claims Attorney Today

The knowledgeable lawyers at the Law Offices of J. Price McNamara can help you with pursuing benefits under an accidental death policy of insurance. To schedule a free case evaluation and legal consultation with an experienced Austin accidental death claims lawyer, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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