What Is Covered By AD&D Insurance?

According to the Centers for Disease Control and Prevention (CDC), accidents are the third leading cause of death in the U.S. When people die due to accidents, one source of insurance that can be turned to in order to provide compensation for dependent family members is AD&D insurance. Read on for more information about this type of insurance and accidental death examples that are commonly covered by it.

Do I need AD&D if I have life insurance?

AD&D Insurance is generally purchased in addition to life insurance. These two types of policies cover different things and so in order to make sure your loved ones are taken care of in case of your death, you should be sure to have both types of policies.

AD&D CLAIMS Archives

Q: What is Considered Accident Death?

In the United States, accidental death is defined as death caused by an unexpected event or happening (accident). Any death that is not intended, expected, or anticipated constitutes an accidental death.